LeapLab – FTC Charges With Facilitating Theft

FTC Charges Data Broker with Facilitating the Theft of Millions of Dollars from Consumers’ Accounts

Company Sold Personal Financial Information to Scammers


December 23, 2014

A data broker operation sold the sensitive personal information of hundreds of thousands of consumers – including Social Security and bank account numbers – to scammers who allegedly debited millions from their accounts, the Federal Trade Commission charged in a complaint filed today.

According to the FTC’s complaint, data broker LeapLab bought payday loan applications of financially strapped consumers, and then sold that information to marketers whom it knew had no legitimate need for it. At least one of those marketers, Ideal Financial Solutions – a defendant in another FTC case – allegedly used the information to withdraw millions of dollars from consumers’ accounts without their authorization.

“This case shows that the illegitimate use of sensitive financial information causes real harm to consumers,” said Jessica Rich, Director of the Federal Trade Commission’s Bureau of Consumer Protection. “Defendants like those in this case harm consumers twice: first by facilitating the theft of their money and second by undermining consumers’ confidence about providing their personal information to legitimate lenders.”

The defendants collected hundreds of thousands of payday loan applications from payday loan websites known as publishers. Publishers typically offer to help consumers obtain payday loans. To do so, they ask for consumers’ sensitive financial information to evaluate their loan applications and transfer funds to their bank accounts if the loan is approved. These applications, including those bought and sold by LeapLab, contained the consumer’s name, address, phone number, employer, Social Security number, and bank account number, including the bank routing number.

The defendants sold approximately five percent of these loan applications to online lenders, who paid them between $10 and $150 per lead. According to the FTC’s complaint however, the defendants sold the remaining 95 percent for approximately $0.50 each to third parties who were not online lenders and had no legitimate need for this financial information.

The Commission’s complaint alleges that these non-lender third parties included: marketers that made unsolicited sales offers to consumers via email, text message, or telephone call; data brokers that aggregated and then resold consumer information; and phony internet merchants like Ideal Financial Solutions. According to the FTC’s complaint, the defendants had reason to believe these marketers had no legitimate need for the sensitive information they were selling.

In the FTC’s case against Ideal Financial Solutions, between 2009 and 2013, Ideal Financial allegedly purchased information on at least 2.2 million consumers from data brokers and used it to make millions of dollars in unauthorized debits and charges for purported financial products that the consumers never purchased. LeapLab provided account information for at least 16 percent these victims.

The complaint notes that LeapLab hired a key executive from Ideal Financial as its own Chief Marketing Officer and then knew that Ideal used the information purchased from it to make unauthorized debits. Yet, the complaint alleges, the defendants continued to sell such information to Ideal.

The defendants in the case, Sitesearch Corp., LeapLab LLC; Leads Company LLC; and John Ayers, are alleged to have violated the FTC Act’s prohibition on unfair practices.

The Commission vote authorizing the staff to file the complaint was 5-0. The complaint was filed in the U.S. District Court for the District of Arizona, Phoenix Division.

NOTE: The Commission files a complaint when it has “reason to believe” that the law has been or is being violated and it appears to the Commission that a proceeding is in the public interest. The case will be decided by the court.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.


Jay Mayfield
Office of Public Affairs

James Kohm
Bureau of Consumer Protection

Benison Asset Management ~ benisonam.com

The new trend scamFRAUDalert are seeing the resurgent of scams that we’ve consumer alertidentified under various names. These sites have all disappeared off search engines, deleted off search engines, altered for search engines, a BBB  response erected to say how wonderful the site operators are by responding to BBB complaints and are now reappearing as legitimate businesses. These are the same old actors masquerading legitimate businesses.

These actors hired Reputation Management firms a/k/a search engines optimization SEO sites to help clean up their tracks and are now reintroducing these scams.


As discussed, please find attached Securities Purchase Agreement to be signed and returned to us either by email to inquire@benisonam.com or fax to +81 4 5345-0859.

Should you need further assistance, please do not hesitate to contact us.


James West
Senior Vice President of Accounts
Benison Asset Management
Phone: +81 4 5670-9058
Fax: +81 4 5345-0859

Benison Asset Management engages with visionary businessmen who see their enterprises as flexible and innovative as the resources that built and grow them. For years now, we have worked with several companies that trust us with mergers and acquisitions, sale and divestiture, and valuation services, through our network of seasoned investment professionals. Since its founding, we have broadened our network of strategic buyers, merger candidates and financial resources, having concluded several engagements that made us one of the most active global investment firms. Benison Asset Management dynamically tracks investment trends and business valuations across a range of industries, as well as global strategic prospects for sustained growth.

Benison Asset Management
Minatomirai Center Building 15F
3-6-1, Nishi-ku, Yokohama
221-0012, Japan
Telephone: +81-4-5670-9058

Email Address: inquire@benisonam.com

Related Articles


WhoIs scamgroup.com – They’ve vowed to Destroy Ripoffreport.com


The website scamgroup.com make the following claim that paying Ripoffoffreport.com to remove complains is a cardinal sin. They have vowed to expose those entities and individuals who pay Ripoffreport.com aka ED Magedson a fee.
The operators of this website is affiliated with a host of consumer complaint websites such as www.scamguard.com others populating the internet


This is a brand page for the SCAMGUARD trademark by Marketing Space LLC in Walnut, CA, 91789. Write a review about a product or service associated with this SCAMGUARD trademark. Or, contact the owner Marketing Space LLC of the SCAMGUARD trademark by filing a request to communicate with the Legal Correspondent for licensing, use, and/or questions related to the SCAMGUARD trademark.

On Thursday, July 11, 2013, a U.S. federal trademark registration was filed for SCAMGUARD by Marketing Space LLC, Walnut, CA 91789. The USPTO has given the SCAMGUARD trademark serial number of 86008268. The current federal status of this trademark filing is REGISTERED.

The correspondent listed for SCAMGUARD is
1300 CLAY ST STE 600
OAKLAND, CA 94612-1427

The SCAMGUARD trademark is filed in the category of Computer & Software Services & Scientific Services .

The description provided to the USPTO for SCAMGUARD is Providing a website featuring technology that enables users to disclose, discuss and resolve consumer and business related complaints regarding dishonest or deceptive business practices.

Address lookup
lookup failed:www.scamgroup.com

Domain Whois record
Queried whois.internic.net with “dom scamgroup.com

Whois Server: whois.PublicDomainRegistry.com
Referral URL: http://www.PublicDomainRegistry.com

Name Server: DNS1.NAUNET.RU
Name Server: DNS2.NAUNET.RU

Status: clientTransferProhibited
Updated Date: 31-oct-2013
Creation Date: 24-may-2013
Expiration Date: 24-may-2015

Last update of whois database: Wed, 21 May 2014 14:45:18 UTC
Queried whois.publicdomainregistry.com with “scamgroup.com

Registry Domain ID:
Registrar WHOIS Server: whois.publicdomainregistry.com
Registrar URL: http://www.publicdomainregistry.com

Updated Date: 31-Dec-2013
Creation Date: 24-May-2013

Registrar Registration Expiration Date: 24-May-2015
Registrar: PDR Ltd. d/b/a PublicDomainRegistry.com
Registrar IANA ID: 303
Registrar Abuse Contact Email: abuse-contact@publicdomainregistry.com
Registrar Abuse Contact Phone: +1-2013775952
Domain Status: clientTransferProhibited

Registry Registrant ID: DI_30536874
Registrant Name: Kirill U Viktorovich
Registrant Organization: Kirill U Viktorovich
Registrant Street: Kastanaevskaya 53-193
Registrant City: Moskva
Registrant State/Province: Moskva
Registrant Postal Code: 121108
Registrant Country: RU
Registrant Phone: +7.9269005864
Registrant Email: scamgroup@yandex.ru

Registry Admin ID: DI_30536874
Admin Name: Kirill U Viktorovich
Admin Organization: Kirill U Viktorovich
Admin Street: Kastanaevskaya 53-193
Admin City: Moskva
Admin State/Province: Moskva
Admin Postal Code: 121108
Admin Country: RU
Admin Phone: +7.9269005864
Admin Email: scamgroup@yandex.ru
Registry Tech ID: DI_30536874
Tech Name: Kirill U Viktorovich
Tech Organization: Kirill U Viktorovich
Tech Street: Kastanaevskaya 53-193
Tech City: Moskva
Tech State/Province: Moskva
Tech Postal Code: 121108
Tech Country: RU
Tech Phone: +7.9269005864
Tech Email: scamgroup@yandex.ru
Name Server: dns1.naunet.ru
Name Server: dns2.naunet.ru
URL of the ICANN WHOIS Data Problem Reporting System:
Last update of WHOIS database: 2014-05-21T14:45:29+0000Z

Registration Service Provided By: NAUNET SP

Network Whois record

Don’t have an IP address for which to get a record
DNS records

DNS query for http://www.scamgroup.com failed: TimedOut
DNS query for scamgroup.com failed: TimedOut
No records to display

Canadian Pharmacy – Buy Viagra Extreme Online

Drug Enforcement Agency

United States of America

The Ryan Haight Act Known as
Online Pharmacy Consumer Protection Act of 2008
Sec. 2. Requirement of a valid prescription for
controlled substances dispensed by means of the Internet.

Who's Behind These Online Pharmacies 

SUMMARY: The Ryan Haight Online Pharmacy Consumer Protection Act,
which was enacted on October 15, 2008,amended the Controlled Substances Act and Controlled Substances Import and Export Act by adding several new provisions to prevent the illegal distribution and dispensing of controlled substances by means of the Internet.

Canadian Pharmacy – Buy Viagra Extreme Online
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Reputation Management Sites

Are Reputation Management sites offering a service that protect businesses and individuals against consumer complaints, accusations and other malfeasance, or are they enabling cyber-criminals?

Here’s what we know. As cyber-crime awareness become a trend so as cyber criminals. These pimps reinvent themselves as they are now in the business of consumer complaint sites, reputation management sites and mugshot operators.

Reputation Management Methods:
“injection source code” that lets the user manipulate the metadata behind a website, adding a “noindex” tag that drops the results on search engines like Google and Bing — hiding them completely.
It is a crime to inject source codes into anyone computer
18 U.S. Code § 1030 – Fraud and Related Activity in Connection with Computers

The lawsuit names Grambling T. Dominique Jr. a/k/a Ernest Eugene Slade, Truth in Posting LLC, Margaret Pickard and the unknown persons who operate the websites ReportYourEx.com, RemoveNames.com, RemoveMyName.com and RemoveAPosting.com, in Federal Court.

  1. removenames.com
  2. defamationremovallaw.com
  3. internetreputationcontrol.com
  4. removeconsumercomplaints.com
  5. http://www.removejustmugshots.com
  6. complaintremover.com
  7. RemoveSlander.com
  8. reputationresolutions.com
  9. removejustmugshots.com
  10. removereports.com
  11. reputationindustry.com
  12. Reputation Resolutions
  13. thereputationlab.com
  14. Brandyourself.com

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Related Article:
Wall Street Journal – Hoping To Fix Bad Reviews? Not So Fast
Complaintwire.org – Complaint