Zarvad III S.A. d/b/a Mypaydayloan.com

Unlicensed Payday Loans

Posted: December 02, 2014

The Washington State Department of Financial Institutions (DFI) received a report that Mypaydayloan.com may be providing consumers’ personal information to a third-party who appears to be running an advanced fee loan scam.

A Washington State consumer reported that, after she applied for a loan at Mypaydayloan.com, she received a phone call from a third-party. The third-party offered her a loan in exchange for an advanced fee. The consumer paid the advanced fee using a prepaid card, but did not receive the promised loan. When the consumer attempted to cancel the loan, the third-party demanded another advanced fee. The third-party did not refund any of the fees to the consumer.

Mypaydayloan.com list’s its phone number as 888-269-2303. It appears that Mypaydayloan.com may be operating outside of the United States. A possible address associated with Mypaydayloan.com is Centro Colon, 8 Avo Piso Oficina 8-4, San Jose, Costa Rica. Mypaydayloan.com is not licensed by the Washington State Department of Financial Institutions. It is not registered to do business in Washington by either the Department of Revenue or the Secretary of State.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.
Payday Loan Debt Collection Laws

Col4lection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 382-4357 (1-877-FTC HELP), or online at www.ftc.gov.

Report Fraud

If you are suspicious of unlicensed activity by a payday lender please contact the DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at http://www.ftc.gov or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372), or online at www.consumerfinance.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

Castle Payday – castlepayday.com

Based on the number of complaints regarding Castle Payday loan site – https://www.castlepayday.com/, scamFRAUDalert see it appropriate to issue this ALERT that consumer exercise care and caution when consumer alertapplying for payday loans online as the terms and conditions of these loans for which you are applying at some of these online sites may not be the same as your local payday loan stores which are regulated by federal and state government.

Castlepayday.com
PO Box 704
Watersmeet, MI 49969
Phone: (888) 945-2727
Fax: (866) 269-3526

Green Gate Services LLC – greengateservicing.com

Green Gate Services LLC
Unlicensed Payday Loans

August 21, 2014consumer alert

The Washington State Department of Financial Institutions (DFI) has received complaints against Green Gate Services LLC (Green Gate) http://greengateservicing.com. It appears that Green Gate Services LLC is operating as an online tribal payday lender. Green Gate claims to be owned by the Big Lagoon Rancheria, a federally recognized Indian tribe exercising its sovereign immunity. Green Gate asserts that it is subject to regulation only by the United States Government.

Green Gate is not licensed by DFI. Green Gate is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington State residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State.

Green Gate operates a website at greengateservicing.com. It lists its phone number as 866-266-9136 and its address as 600 “F” Street, Suite 3 #721, Arcata, CA 95521.

If you have a complaint against Green Gate, you can mail it its tribal regulator:

Big Lagoon Tribal Financial Services Regulatory Authority
PO Box 3060
Trinidad, CA 95570

Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Affordable Loan Services – affordableloanservices.com

Affordable Loan Services

Unlicensed Payday Loansconsumer alert

August 15, 2014

The Washington State Department of Financial Institutions (DFI) has received a complaint against Affordable Loan Services [www.affordableloanservices.com]. It appears that Affordable Loan Services is operating as a tribal online payday lender. Affordable Loan Services claims to be owned by Guidiville Band of Pomo Indians, a federally recognized Indian Tribe exercising its sovereign immunity subject to regulation by the United States Government.

Affordable Loan Services is not licensed by DFI. This entity is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Affordable Loan Services operates a website at affordableloanservices.com and lists its phone number as 800-697-5112.

Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Advance America Pay Day Loan

Advance America Pay Day Loan

Advance Fee Loan Scam
Also Doing Business As:consumer alert
  • Advance America
  • Cash Advance Payday Loan
  • Priority Loan Servicing
  • Cash Priority Loan Servicing
  • Priority Paydayloan
  • Priority Payday Loan Servicing, LLC

August 21, 2014

The Washington State Department of Financial Institutions (DFI) has received reports of what appears to be an advanced fee loan scam. Several consumers reported receiving e-mails telling them that they were approved for a loan. After accepting the loan offer, two consumers learned that they could not receive the loan unless they first paid a fee. Both consumers were instructed to pay the fee using a prepaid card. The consumers paid the fee, but never received the promised loan. In one case, additional fees were demanded after the consumer paid the first fee. In total, the consumer paid more than $1,000 in advanced fees and did not receive the loan or a refund.

In these cases, the e-mails sent to the consumers included a letter and loan documents. The letter was on Advance America letterhead. It was signed by a person called Daniel Grey, who identified himself as a senior loan officer for a company called “Cash Advance America Pay Day Loan.” The letter and loan documents referred to the lender by many names, including: Advance America Cash Advance Payday Loan, Advance America Pay Day Loan, Priority Loan Servicing, Cash Priority Loan Servicing, Priority Paydayloan, and Priority Payday Loan Servicing, LLC.

Additionally, two consumers spoke to the individuals running this apparent scam on the phone. One consumer reported that the individual she spoke to knew detailed information about her 2013 federal income tax return. How the individual got that information is unknown.

The following contact information is associated with this apparent scam:

516-422-5318 – cashadvanceamerica789@gmail.com
404-462-9597 – jamesanderson0422@gmail.com
512-309-5008

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Collection Laws

Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

If you are suspicious of unlicensed activity by a payday lender please contact the DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at http://www.ftc.gov or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372), or online at www.consumerfinance.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

Mypaydayloan.com

Mypaydayloan.com

Unlicensed Payday Loans
Also Doing Business As:consumer alert

  • Zarvad III S.A

August 18, 2014

The Washington State Department of Financial Institutions (DFI) received a report that Mypaydayloan.com may be providing consumers’ personal information to a third-party who appears to be running an advanced fee loan scam. A Washington State consumer reported that, after she applied for a loan at Mypaydayloan.com, she received a phone call from a third-party. The third-party offered her a loan in exchange for an advance fee. The consumer paid the advanced fee using a prepaid card, but did not receive the promised loan. When the consumer attempted to cancel the loan, the third-party demanded another advanced fee. The third-party did not refund any of the fees to the consumer.

Mypaydayloan.com is not licensed by DFI. It is not registered to do business in Washington by either the Department of Revenue or the Secretary of State.

Mypaydayloan.com’s phone number, address, and e-mail address are unknown. It appears that Mypaydayloan.com may be operating outside of the United States.

Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Phony Payday Loan Brokers Settle FTC Charges

Defendants Will Be Banned From Credit-Related Businesses and Surrender Rolls Royce, Ferrari, and Other Assets

FOR RELEASE

July 11, 2014

The operators of a Tampa, Florida-based payday loan broker scheme have agreed to settle Federal Trade Commission charges that they falsely promised to help consumers get loans, but instead used consumers’ personal financial data to take money from their bank accounts without their consent.

Claiming to be affiliated with a network of 120 potential payday lenders, defendants Sean C. Mulrooney and Odafe Stephen Ogaga, and five companies they controlled, misrepresented that 80 percent of all applicants got loans within an hour, according to the FTC’s complaint. In reality, the defendants did not lend money to consumers, and there is no evidence that they helped anyone in obtaining a loan.

According to the complaint, the defendants used consumers’ personal financial information it had collected through its websites to withdraw $30 from the bank accounts of tens of thousands of consumers, without authorization and without providing anything of value in return.

“These defendants deceived consumers to get their sensitive financial data and used it to take their money,” said Jessica Rich, Director of the FTC’s Bureau of Consumer Protection. “The FTC will continue putting a stop to these kinds of illegal practices.”

The proposed settlement bans the defendants from:

  • marketing or providing any credit-related products or services, including loans, prepaid credit cards, debt-relief services, and credit repair services;
  • collecting, selling, or buying consumers’ personal and financial information, except in order to process a specifically authorized transaction; and
  • processing transactions using remotely created checks or remotely created payment orders.

The settlement imposes a $6.2 million judgment, which is equal to the defendants’ ill-gotten gains. The settlement requires Ogaga to surrender nearly all his assets: $50,000 in cash, and proceeds from the sale of his 2011 Rolls Royce Ghost, 2007 Lexus LS460, and 2006 Ferrari. Once he surrenders these assets, the remainder of the judgment against Ogaga will be suspended. The judgment against Mulrooney is entirely suspended, due to his inability to pay.

Also under the settlement, the defendants are prohibited from misrepresenting the terms and conditions of any service or product they market, and from charging consumers for anything without their consent. The settlement also requires the defendants to dispose of customer information that they have already collected and not to use, disclose, or benefit from, and it.

For more consumer information on this topic, see Online Payday Loans.

In addition to Mulrooney and Ogaga, the complaint named Caprice Marketing LLC; NuVue Partners LLC; Capital Advance LLC; Loan Assistance Company LLC; and ILife Funding, LLC, formerly known as Guaranteed Funding Partners LLC.

The Commission vote approving the proposed stipulated final order was 5-0. The FTC filed the order in the U.S. District Court for the Northern District of Illinois, and the court entered it on July 1, 2014.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

CONTACT INFORMATION

MEDIA CONTACT:
Betsy Lordan
Office of Public Affairs
202-326-3707

STAFF CONTACTS:
James Davis and Elizabeth Scott
FTC Midwest Region
312-960-5611 or 312-960-5609

Unsecured Loan Capital ~ libertyunsecuredloans.com

scamFRAUDalert see is appropriate to issue this ALERT regarding scamalert4website Unsecured Loan Capital ~ http://www.libertyunsecuredloans.com dba First Solutions Inc as this may be a fraudulent website. The WHOis information is private and the website is not transparent as to who they are.

  1. Business Loans Liberty
  2. Unsecured Liberty Unsecured
  3. Loan Liberty Unsecured Loans
  4. Liberty Unsecured Review
  5. Personal Loans Personal
  6. Unsecured Loans
  7. Uncategorized Unsecured Loan
  8. Unsecured Loans Unsecured
  9. Personal Loans

754-222-3046
754-222-3047
754-222-3062
954-779-6565

Liberty UnsecuredLoand

Address lookup
canonical name:libertyunsecuredloans.com

aliases: http://www.libertyunsecuredloans.com
addresses:192.185.5.148
Domain Whois record

Queried whois.internic.net with “dom libertyunsecuredloans.com”…

Domain Name: LIBERTYUNSECUREDLOANS.COM
Registrar: GODADDY.COM, LLC

Name Server: NS3795.HOSTGATOR.COM
Name Server: NS3796.HOSTGATOR.COM

Status: clientDeleteProhibited
Status: clientRenewProhibited
Status: clientTransferProhibited
Status: clientUpdateProhibited

Updated Date: 24-oct-2013
Creation Date: 23-oct-2012
Expiration Date: 23-oct-2014

Last update of whois database: Sat, 10 May 2014 16:08:27 UTC
Queried whois.godaddy.com with “libertyunsecuredloans.com

Domain Name: LIBERTYUNSECUREDLOANS.COM

Registry Domain ID: 1754276756_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.godaddy.com
Registrar URL: http://www.godaddy.com

Update Date: 2013-10-24 08:11:55
Creation Date: 2012-10-23 13:57:24
Registrar Registration Expiration Date: 2014-10-23 13:57:24
Registrar: GoDaddy.com, LLC
Registrar IANA ID: 146
Registrar Abuse Contact Email: abuse@godaddy.com
Registrar Abuse Contact Phone: +1.480-624-2505

Domain Status: clientTransferProhibited
Domain Status: clientUpdateProhibited
Domain Status: clientRenewProhibited
Domain Status: clientDeleteProhibited

Registry Registrant ID:
Registrant Name: Registration Private
Registrant Organization: Domains By Proxy, LLC
Registrant Street: DomainsByProxy.com
Registrant Street: 14747 N Northsight Blvd Suite 111, PMB 309
Registrant City: Scottsdale
Registrant State/Province: Arizona
Registrant Postal Code: 85260
Registrant Country: United States
Registrant Phone: +1.4806242599
Registrant Fax: +1.4806242598
Registrant Email: LIBERTYUNSECUREDLOANS.COM@domainsbyproxy.com

Registry Admin ID:
Admin Name: Registration Private
Admin Organization: Domains By Proxy, LLC
Admin Street: DomainsByProxy.com
Admin Street: 14747 N Northsight Blvd Suite 111, PMB 309
Admin City: Scottsdale
Admin State/Province: Arizona
Admin Postal Code: 85260
Admin Country: United States
Admin Phone: +1.4806242599
Admin Fax: +1.4806242598
Admin Email: LIBERTYUNSECUREDLOANS.COM@domainsbyproxy.com

Registry Tech ID:
Tech Name: Registration Private
Tech Organization: Domains By Proxy, LLC
Tech Street: DomainsByProxy.com
Tech Street: 14747 N Northsight Blvd Suite 111, PMB 309
Tech City: Scottsdale
Tech State/Province: Arizona
Tech Postal Code: 85260
Tech Country: United States
Tech Phone: +1.4806242599
Tech Fax: +1.4806242598
Tech Email: LIBERTYUNSECUREDLOANS.COM@domainsbyproxy.com

Name Server: NS3795.HOSTGATOR.COM
Name Server: NS3796.HOSTGATOR.COM

Network Whois record

Queried rwhois.websitewelcome.com with “192.185.5.148”…

%rwhois V-1.5:003eff:00 rwhois.websitewelcome.com (by Network Solutions, Inc. V-1.5.9.5)
%referral rwhois://root.rwhois.net:4321/auth-area=.
%ok

Queried whois.arin.net with “n 192.185.5.148″…

NetRange: 192.185.0.0 – 192.185.255.255
CIDR: 192.185.0.0/16
OriginAS:
NetName: HGBLOCK-10
NetHandle: NET-192-185-0-0-1
Parent: NET-192-0-0-0-0
NetType: Direct Allocation
RegDate: 2013-07-22
Updated: 2013-07-22
Ref: http://whois.arin.net/rest/net/NET-192-185-0-0-1

OrgName: WEBSITEWELCOME.COM
OrgId: BO
Address: 5005 Mitchelldale
Address: Suite #100
City: Houston
StateProv: TX
PostalCode: 77092
Country: US
RegDate: 2011-02-16
Updated: 2013-11-13
Ref: http://whois.arin.net/rest/org/BO

ReferralServer: rwhois://rwhois.websitewelcome.com:4321

OrgTechHandle: IPADM551-ARIN
OrgTechName: IP Admin
OrgTechPhone: +1-866-964-2867
OrgTechEmail: ipadmin@websitewelcome.com
OrgTechRef: http://whois.arin.net/rest/poc/IPADM551-ARIN

OrgAbuseHandle: IPADM551-ARIN
OrgAbuseName: IP Admin
OrgAbusePhone: +1-866-964-2867
OrgAbuseEmail: ipadmin@websitewelcome.com
OrgAbuseRef: http://whois.arin.net/rest/poc/IPADM551-ARIN

OrgNOCHandle: IPADM551-ARIN
OrgNOCName: IP Admin
OrgNOCPhone: +1-866-964-2867
OrgNOCEmail: ipadmin@websitewelcome.com
OrgNOCRef: http://whois.arin.net/rest/poc/IPADM551-ARIN

Check and Go Finance

scamFRAUDalert see it appropriate to issue this ALERT regarding consumer alertpayday loan and advance fees scams in circulation.

Consumers have complained that they are being contacted by scammers representing themselves as Check and Go Finance outfit offering payday loan and requesting that consumers purchase money pak or green dot cards to pay for processing, insurance or some fees. This is a scam
Consumers need to be on the look out for these SCAMS as you may received a phone call, a text message or an email depending on an application you filled out online.

fastpaydayloan.com

scamFRAUDalert see it appropriate to issue this ALERT as the domain is park.  Fraud AlertThe owner’s identity is unknown. The operator is in search for SUCKERS.

If you need a short term loan, you may be tempted by ads touting online payday loans. But before you click on a link, the Federal Trade Commission (FTC), the nation’s consumer protection agency, has a few caveats to share.

Address lookup
canonical name http://www.fastpaydayloan.com

aliases
addresses: 276.74.176.179
Domain Whois record

Queried whois.internic.net with “dom fastpaydayloan.com

Domain Name: FASTPAYDAYLOAN.COM
Registrar: FABULOUS.COM PTY LTD.
Whois Server: whois.fabulous.com
Referral URL: http://www.fabulous.com
Name Server: BUY.INTERNETTRAFFIC.COM
Name Server: SELL.INTERNETTRAFFIC.COM
Status: clientTransferProhibited
Updated Date: 28-nov-2013
Creation Date: 02-aug-2000
Expiration Date: 02-aug-2015

Last update of whois database: Thu, 03 Apr 2014 07:54:26 UTC
Queried whois.fabulous.com with “fastpaydayloan.com

Domain Name: fastpaydayloan.com
Registry Domain ID:
Registrar URL: http://www.fabulous.com
Updated Date: 2013-04-14T20:17:01Z
Creation Date: 2000-08-03T01:37:30Z
Registrar Registration Expiration Date: 2015-08-03T00:00:00Z
Registrar: FABULOUS.COM PTY LTD.
Registrar IANA ID: 411
Registrar Abuse Contact Email: abuse@fabulous.com
Registrar Abuse Contact Phone: +61.730070015
Reseller: N/A
Domain Status: clientDeleteProhibited
Domain Status: clientTransferProhibited

Registry Registrant ID: N/A
Registrant Name: Domain Hostmaster, Customer ID : 46322181341067
Registrant Organization: Whois Privacy Services Pty Ltd
Registrant Street: PO Box 923
Registrant City: Fortitude Valley
Registrant State/Province: QLD
Registrant Postal Code: 4006
Registrant Country: AU
Registrant Phone: +61.730070090
Registrant Phone Ext: N/A
Registrant Fax: +61.730070091
Registrant Fax Ext: N/A
46322181341067-9b7557@whoisprivacyservices.com.au

Registry Admin ID: N/A
Admin Name: Domain Hostmaster, Customer ID : 46322181341067
Admin Organization: Whois Privacy Services Pty Ltd
Admin Street: PO Box 923
Admin City: Fortitude Valley
Admin State/Province: QLD
Admin Postal Code: 4006
Admin Country: AU
Admin Phone: +61.730070090
Admin Phone Ext: N/A
Admin Fax: +61.730070091
Admin Email: 46322181341067-9b7557@whoisprivacyservices.com.au

Registry Tech ID: N/A
Tech Name: Domain Hostmaster, Customer ID : 46322181341067
Tech Organization: Whois Privacy Services Pty Ltd
Tech Street: PO Box 923
Tech City: Fortitude Valley
Tech State/Province: QLD
Tech Postal Code: 4006
Tech Country: AU
Tech Phone: +61.730070090
Tech Phone Ext: N/A
Tech Fax: +61.730070091
Tech Fax Ext: N/A
Tech Email: 46322181341067-9b7557@whoisprivacyservices.com.au

Name Server: buy.internettraffic.com
Name Server: sell.internettraffic.com

DNSSEC: unsigned
URL of the ICANN WHOIS Data Problem Reporting System: http://wdprs.internic.net/
>>> Last update of WHOIS database: 2014-04-03T00:00:00Z <<<

Network Whois record

Queried whois.ripe.net with “-B 176.74.176.179″…

Information related to ‘176.74.176.160 – 176.74.176.191’

Abuse contact for ‘176.74.176.160 – 176.74.176.191’ is ‘abuse@peer1.com’

inetnum: 176.74.176.160 – 176.74.176.191
netname: SchillingAviation
descr: Schilling Aviation
country: GB
org: ORG-PNEL1-RIPE
admin-c: NOC116-RIPE
tech-c: NOC116-RIPE
status: ASSIGNED PA
mnt-domains: PNE-NETADMIN-MNT
mnt-by: PNE-NETADMIN-MNT
source: RIPE
changed: net-admin@peer1.net 20120514

organisation: ORG-PNEL1-RIPE
org-name: Peer 1 Network Enterprises Limited
org-type: LIR
address: Peer 1 Network Inc. 1000-555 West Hastings Street V6B 4N5 Vancouver Canada
phone: +16046837747
fax-no: +16046834634
e-mail: support@peer1.com
mnt-ref: RIPE-NCC-HM-MNT
mnt-ref: PNE-NETADMIN-MNT
mnt-by: RIPE-NCC-HM-MNT

Fast Cash USA ~ Fast Cash

Consumer Alert
Fast Cash USA

Advance Fee Scam

Consumers Beware: Please be on the alert for scam artists using the name, FastCash, or our website name, FastCash.org, in an attempt to defraud or mislead you. FastCash.org is not a lender and will never ask you to make a payment before issuing you a loan or for any other reason. If you receive a suspicious call or email, please contact your local BBB (www.bbb.org).

FastCash.org is a lender-matching service. Our service is provided free of charge. FastCash.org does not accept payments.

If you have any questions about our lender-matching service or if we can serve you better, please do not hesitate to contact us using the form below. For any questions about an existing loan, a loan application, loan terms, loan repayment or loan modification, contact your lender. FastCash.org is NOT a lender and will NOT be able to provide any information on outstanding loans. You must contact your lender directly.

October 21, 2013

The Washington State Department of Financial Institutions (DFI) received a complaint from a consumer who was the target of an advanced fee scam. The consumer reported that, after he applied for several online payday loans, he began receiving loan offers over the phone.

One phone call was from a man who called himself “Sean Wood.” He offered the consumer a $5,000 loan if the consumer put $250 on a pre-paid card and disclosed the card number. After the consumer did so, Sean Wood demanded payment of $125, $100, and an “insurance fee.” The consumer paid $475 in fees, but never received the loan.

Two weeks later, the consumer received a phone call from a man who claimed to be Scott from Fast Cash USA. Scott offered to refund the $475 for a $108 fee. Ultimately, the consumer did not receive a refund.

The phone number related to this scam is 727-575-9660. DFI has no additional information about the scam.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus

New York Warns PayDay Loan Lenders

A list of the 16 lead generation companies to which DFS issued subpoenas is included below. DFS is demanding a range of consumer alertmaterials as part of its ongoing investigation, including marketing materials, contracts for sales of consumer information and privacy policies.

  1. · Allied Cash Advance
  2. · Bahamas Marketing Group, Inc.
  3. · Blue Global, LLC d/b/a 100DayLoans, HighSpeedPayday
  4. · DJR Group, LLC
  5. · Fix Media Group, LLC d/b/a We Fix Money
  6. · Hydra Fund II
  7. · LightSword, LLC d/b/a Aero Advance
  8. · Payday Loan Ranger
  9. · Payday Mobility
  10. · PayDayForest
  11. · PayDayMall
  12. · Personal Cash Advance
  13. · Selling Source, LLC d/b/a MoneyMutual, LLC
  14. · US Cash Loans
  15. · ValleyTrust
  16. · WebMarketerLive d/b/a JustClickHereLoans, CashMoneyNow

http://www.dfs.ny.gov/about/press2013/pr1312031.htm

Arrow One Lending ~ arrowonelending.com

Consumer Alert
Arrow One Lending

Not Licensed To Provide Payday Loans

August 16, 2013

The Washington State Department of Financial Institutions (DFI) has received a consumer alertcomplaint against Arrow One, LLC d/b/a Arrow One Lending. It appears that this entity is operating as a tribal online payday lender. This entity has stated it is wholly owned by the Iipay Nation of Santa Ysabel, California. This entity asserts that it is subject only the laws and jurisdiction of the Iipay Nation and not subject to regulation by DFI.

Arrow One, LLC d/b/a Arrow One Lending is not licensed by DFI. This entity is not registered to conduct business in Washington State by the Department of Revenue or the Secretary of State.

Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Arrow One, LLC d/b/a Arrow One Lending has been associated with the following web address: http://www.arrowonelending.com, telephone number: (855) 836-3647, fax: (855) 727-0530, email address: customerservice@arrowonelending.com, and mailing address: PO Box 648, Santa Ysabel, CA 92070.

File a Complaint

If you have a complaint against Arrow One, LLC d/b/a Arrow One Lending, you may wish to contact:

Arrow One, LLC
PO Box 648
Santa Ysabel, CA 92070

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov.

Payday Loan Debt Collection Laws

Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ place of employment.

Report Violators

If you are suspicious of unlicensed activity by a payday lender, please contact DFI at 1-877-RING-DFI (746-4334) or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov. You can also contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372), or online at www.consumerfinance.gov.

If you feel you have been the victim of a loan scam involving the Internet, please contact the Internet Crime Complaint Center at www.ic3.gov.

USA Payday Loans ~ USAPaydayLoans Limited

Consumer Alert
USA Payday Loans

Also Doing Business As:

  • USA Payday Loans Limited
  • USAPaydayLoans Limited
  • Payday Loans-Seattle

Advance Fee Loan Scam

February 14, 2014

Several consumers report being targeted by what appear to be advance fee loan scams. These apparent scams use variations of the name “USA Payday Loans.” One Washington State consumer reports that he received a phone call from a man who claimed to work for USA Payday Loans. The caller offered the consumer a $3,000 loan if he first paid a fee via prepaid card. After the consumer paid the fee, various representatives of USA Payday Loans demanded additional fees. In total, the consumer paid $1,102 in fees and did not receive the loan.

In the consumer’s interaction with USA Payday Loans, he spoke with men who identified themselves as Victor Moore, Terrence O’Neill, and Neil Thomas. The consumer also received an e-mail from USApayday_loans@yahoo.com. The e-mail stated that USA Payday Loans’ license number is 1651 362 983 and the company’s address is 1368 5th Avenue, Seattle, Washington. However, the license number is not one issued by the DFI and the address does not appear to exist.

The following contact information is associated with these apparent scams:

206-855-3055 – USApayday_loans@yahoo.com
209-690-7494 – http://www.paydayloans-seattle.com
206-971-2831 – 1368 5th Avenue, Seattle, WA

DFI received phone records from the company providing phone service to USA Payday Loans. Those records suggest that the individuals operating USA Payday Loans are in India.

USA Payday Loans is not licensed by DFI to provide loans. It is also not licensed to do any kind of business in Washington State.
Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at http://www.dfi.wa.gov/consumers/findcompany.htm.
Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at http://www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at http://www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at http://www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at http://www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at http://www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

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