Affordable Loan Services –

Affordable Loan Services

Unlicensed Payday Loansconsumer alert

August 15, 2014

The Washington State Department of Financial Institutions (DFI) has received a complaint against Affordable Loan Services []. It appears that Affordable Loan Services is operating as a tribal online payday lender. Affordable Loan Services claims to be owned by Guidiville Band of Pomo Indians, a federally recognized Indian Tribe exercising its sovereign immunity subject to regulation by the United States Government.

Affordable Loan Services is not licensed by DFI. This entity is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Affordable Loan Services operates a website at and lists its phone number as 800-697-5112.

Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.


One thought on “Affordable Loan Services –

  1. SFA Reporter says:

    Address lookup

    canonical name
    Domain Whois record

    Queried with “dom”…

    Registrar: GODADDY.COM, LLC
    Whois Server:
    Referral URL:
    Name Server: NS-1254.AWSDNS-28.ORG
    Name Server: NS-509.AWSDNS-63.COM
    Name Server: NS-564.AWSDNS-06.NET
    Status: clientDeleteProhibited
    Status: clientRenewProhibited
    Status: clientTransferProhibited
    Status: clientUpdateProhibited
    Updated Date: 25-jun-2014
    Creation Date: 06-nov-2012
    Expiration Date: 06-nov-2016

    >>> Last update of whois database: Thu, 28 Aug 2014 18:09:12 UTC <<<
    Queried with ""…

    Registry Domain ID: 1757473356_DOMAIN_COM-VRSN
    Registrar WHOIS Server:
    Registrar URL:
    Update Date: 2014-06-25 11:42:05
    Creation Date: 2012-11-06 11:51:02
    Registrar Registration Expiration Date: 2016-11-06 11:51:02
    Registrar:, LLC
    Registrar IANA ID: 146
    Registrar Abuse Contact Email:
    Registrar Abuse Contact Phone: +1.480-624-2505
    Domain Status: clientTransferProhibited
    Domain Status: clientUpdateProhibited
    Domain Status: clientRenewProhibited
    Domain Status: clientDeleteProhibited
    Registry Registrant ID:
    Registrant Name: Registration Private
    Registrant Organization: Domains By Proxy, LLC
    Registrant Street:
    Registrant Street: 14747 N Northsight Blvd Suite 111, PMB 309
    Registrant City: Scottsdale
    Registrant State/Province: Arizona
    Registrant Postal Code: 85260
    Registrant Country: United States
    Registrant Phone: +1.4806242599
    Registrant Phone Ext:
    Registrant Fax: +1.4806242598
    Registrant Fax Ext:
    Registrant Email:
    Registry Admin ID:
    Admin Name: Registration Private
    Admin Organization: Domains By Proxy, LLC
    Admin Street:
    Admin Street: 14747 N Northsight Blvd Suite 111, PMB 309
    Admin City: Scottsdale
    Admin State/Province: Arizona
    Admin Postal Code: 85260
    Admin Country: United States
    Admin Phone: +1.4806242599
    Admin Phone Ext:
    Admin Fax: +1.4806242598
    Admin Fax Ext:
    Admin Email:
    Registry Tech ID:
    Tech Name: Registration Private
    Tech Organization: Domains By Proxy, LLC
    Tech Street:
    Tech Street: 14747 N Northsight Blvd Suite 111, PMB 309
    Tech City: Scottsdale
    Tech State/Province: Arizona
    Tech Postal Code: 85260
    Tech Country: United States
    Tech Phone: +1.4806242599
    Tech Phone Ext:
    Tech Fax: +1.4806242598
    Tech Fax Ext:
    Tech Email:
    Name Server: NS-564.AWSDNS-06.NET
    Name Server: NS-1254.AWSDNS-28.ORG
    Name Server: NS-509.AWSDNS-63.COM
    DNSSEC: unsigned
    URL of the ICANN WHOIS Data Problem Reporting System:
    Last update of WHOIS database: 2014-08-28T18:00:00Z

    See Business Registration Listing
    Copy and paste the link below to view additional details:
    Network Whois record

    Queried with "n"…

    NetRange: –
    NetName: LINODE-US
    NetHandle: NET-198-58-96-0-1
    Parent: NET-198-0-0-0-0
    NetType: Direct Allocation
    RegDate: 2012-08-10
    Updated: 2012-08-10

    OrgName: Linode
    OrgId: LINOD
    Address: 329 E. Jimmie Leeds Road
    Address: Suite A
    City: Galloway
    StateProv: NJ
    PostalCode: 08205
    Country: US
    RegDate: 2008-04-24
    Updated: 2014-08-01

    OrgNOCHandle: LNO21-ARIN
    OrgNOCName: Linode Network Operations
    OrgNOCPhone: +1-609-380-7100

    OrgTechHandle: LNO21-ARIN
    OrgTechName: Linode Network Operations
    OrgTechPhone: +1-609-380-7100

    OrgAbuseHandle: LAS12-ARIN
    OrgAbuseName: Linode Abuse Support
    OrgAbusePhone: +1-609-380-7100

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