Financial Agent ~ Ltd NEO-Job~ www.treadfall.com

The Purpose of this post is to ALERT you that the job you are about to apply for orscamalert may have applied FOR or is CONSIDERING APPLYING FOR is FRAUDULENT. The identities of an individual or a business entity have been stolen along with fund from their bank accounts.

These job postings are an attempt to lure you into accepting and cashing counterfeit checks into your bank accounts. You are being recruited to wire transfer these funds via WESTERN UNION or MONEYGRAM from your bank into a DOMESTIC BANK  or OFFSHORE BANK ACCOUNT.

 Essentially You Become A Money or Repackage Mule

  1. Money Mule Explained 
  2. Understanding The Cyber Theft Ring
  3. Protecting Yourself Against Money Mule
  4. KrebsOnSecurity – Cyberheist
  5. Washingtonpost.com by Brian Krebs
  6. Interview With A Money Mule
  7. Bobbear.co.UK ~ Historical Money Mule Sites

____________________

Neo-LE

CORPORATE OFFICE
Head Office Location of Japan
Marunouchi 406-chome Building , 14-9-1,
Marunouchi Tokyo , 100-8333
Phone: 0088-21-5535 (toll-free)

US Corporate Office Location
337 West 58th Street New York , NY 10019
Phone: (347) 706-1285
Fax: (347) 252-0215

http://treadfall.com
http://seasonday.net

FINANCIAL AGENT
This vacancy is valid for US American residents ONLY.

AVAILABLE click here
Status: Open
Employee Type: Part-Time Employee
Major operational duties are prompt receiving and processing stockbrokers’ payments for their further transfer according to the specified method. Detailed work scheme will be provided upon request.
Requirements:
Expert skills in managing payments and transfers between our company and clients
Knowledge of basic payment systems
Ability to schedule working hours effectively
Availability for 3-4 hours a day
Advanced PC and Internet skills
Minimum 18 y.o.

Payment basis: The Contractor is engaged by the Company on terms of thirty-day (30) probationary period. During the probationary period the Company undertakes to pay to the Contractor the base salary amounting to 2300 USD per month plus 8% commission from each payment processing operation. After the probationary period the Company agrees to revise and raise the base salary to 3000 USD.

Benefits:

Flexible working schedule
Possibility to combine this part time job with your primary occupation
Free training courses

IMPORTANT INFO:

According to statistical data, 98% of NEO-JOB Ltd financial managers being employed for less than three months are completely satisfied with their earnings and would like to improve their professional skills and advance their careers with our Company. The management of NEO-JOB Ltd is striving for strengthening and expanding our corporation to get a hold in the major part of today’s financial services market.

VIP Technonlog Group – www.vip-techgroup.biz

The Purpose of this post is to ALERT you that the job you are about to apply for orscamalert may have applied FOR or is CONSIDERING APPLYING FOR is FRAUDULENT. The identities of an individual or a business entity have been stolen along with fund from their bank accounts.

These job postings are an attempt to lure you into accepting and cashing counterfeit checks into your bank accounts. You are being recruited to wire transfer these funds via WESTERN UNION or MONEYGRAM from your bank into a DOMESTIC BANK  or OFFSHORE BANK ACCOUNT.

 Essentially You Become A Money or Repackage Mule

  1. Money Mule Explained 
  2. Understanding The Cyber Theft Ring
  3. Protecting Yourself Against Money Mule
  4. KrebsOnSecurity – Cyberheist
  5. Washingtonpost.com by Brian Krebs
  6. Interview With A Money Mule
  7. Bobbear.co.UK ~ Historical Money Mule Sites

____________________

VIP Technology Group

The following A records are set to 69.60.115.31:

  1. abxfinance.com
  2. abxfinance.net
  3. business-support-ltd.com
  4. business-support-uk.org
  5. clever-eservicesinc.biz
  6. clever-eservicesinc.com
  7. clever-eservicesinc.net
  8. effective-capitaltrading.com
  9. effective-capitaltrading.org
  10. managing-excellence-usa.com
  11. norfolk-advantage-limited.org
  12. norfolk-advantageltd.com
  13. norfolk-advantageltd.net
  14. nottingham-consultants-ltd.org
  15. nottingham-consultantslimited.net
  16. service-push.net
  17. service-push.org
  18. smit-technologyinc.biz
  19. smit-technologyinc.com
  20. smit-technologyinc.net
  21. solution-inn-llc.org
  22. solution-internationaluk.org
  23. solutions-international.biz
  24. solutions-international.org
  25. source-holdcorp.com
  26. source-holdcorp.org
  27. stancorp-financialinc.com
  28. usa-managing-excellenceinc.net
  29. usa-stancorp-fin.net
  30. vip-techgroup.biz
  31. vip-techgroup.org

All Pharmacy Pills ~ www.allpharmacypills.com

Drug Enforcement Agency

United States of America

The Ryan Haight Act Known as
Online Pharmacy Consumer Protection Act of 2008
Sec. 2. Requirement of a valid prescription for
controlled substances dispensed by means of the Internet.

Who's Behind These Online Pharmacies 

SUMMARY: The Ryan Haight Online Pharmacy Consumer Protection Act,
which was enacted on October 15, 2008,amended the Controlled Substances Act and Controlled Substances Import and Export Act by adding several new provisions to prevent the illegal distribution and dispensing of controlled substances by means of the Internet.
_________________________________

allpharmacypills

Name server: ns1.bambostar.com
Displaying items 1 to 36, out of a total of 36

  1. 1strxpills.com/
  2. allpharmacypills.com/
  3. bambostar.com/
  4. discount-lifestyle.com/
  5. globalrxpills.com/
  6. medical-deals.net/
  7. medical-orders.net/
  8. mega-pill.net/
  9. megapharmacy.net/
  10. megarxonline.com/
  11. myedpills.com/
  12. orderrxmeds.net/
  13. primerxmeds.com/
  14. reliable-pharm.com/
  15. safegenericpills.com/
  16. toppharmacymeds.com/
  17. toprxonline.com/
  18. 1strxpills.com/
  19. allpharmacypills.com/
  20. discount-lifestyle.com/
  21. genericmedical.net/
  22. globalrxpills.com/
  23. medical-deals.net/
  24. medical-orders.net/
  25. mega-pill.net/
  26. megapharmacy.net/
  27. megarxonline.com/
  28. myedpills.com/
  29. orderrxmeds.net/
  30. primerxmeds.com/
  31. reliable-pharm.com/
  32. safegenericpills.com/
  33. toppharmacymeds.com/
  34. toprxonline.com/
  35. your-online-pharmacy.net/
  36. your-online-pharmacy.net/

Direct Rx Online ~ directrxonline.net

Drug Enforcement Agency

United States of America

The Ryan Haight Act Known as
Online Pharmacy Consumer Protection Act of 2008
Sec. 2. Requirement of a valid prescription for
controlled substances dispensed by means of the Internet.

Who's Behind These Online Pharmacies 

SUMMARY: The Ryan Haight Online Pharmacy Consumer Protection Act,
which was enacted on October 15, 2008,amended the Controlled Substances Act and Controlled Substances Import and Export Act by adding several new provisions to prevent the illegal distribution and dispensing of controlled substances by means of the Internet.
_________________________________

(866)210-9191
866-210-9191
(312)380-0446
312-380-0446

The following A records are set to 62.113.243.169:

  1. 1strxonline.com
  2. allrxmeds.net
  3. bestrxonline.net
  4. discount-pill.com
  5. generic-pill.com
  6. ns2.dotdingo.com
  7. ufostore.net

Direct Rx

FTC Halts William D. Goodrich & 7 Companies

FTC Halts Allegedly Phony Mortgage Relief Scheme

Victimizing Thousands of Consumers, Marketers Falsely Touted Legal Assistance and “Forensic Audits” for Homeowners Facing Foreclosure

Loan Modification Notification flyer sent by defendants targeting distressed homeowners indicating how they may be eligible for assistance with mortgage payments, credit score repair, mortgage rate reduction, etc.

The Federal Trade Commission filed suit in federal court to halt a mortgage relief scheme that allegedly deceived and preyed on distressed homeowners by charging them $2,000 to $4,000 based on bogus foreclosure rescue claims.

The defendants allegedly falsely claimed they would provide legal help to save consumers’ homes from foreclosure and lower their mortgage payments, then charged them up-front fees in violation of federal law, delivering little or no help, and driving them deeper into debt.

The temporary restraining order signed by the court shuts down the defendants’ websites, freezes their assets, and provides for appointment of a receiver pending trial.

The defendants marketed their scheme in a variety of ways, which included using an official looking mailer that implores consumers to act quickly before they “FORFEIT LEGAL RIGHTS,” or face a “statute of limitations and government program deadlines,” according to the FTC.  Three individuals – Ratan Baid, Madhulika Baid, and William D. Goodrich – and seven companies falsely promised lower monthly payments and interest rates, and conversion of adjustable-rate mortgages to fixed ones, the FTC complaint alleged.  Many consumers who called the toll-free numbers were falsely guaranteed a loan modification that supposedly would make their payments more affordable, that they would get results within 60 to 90 days, or that Goodrich, an attorney, would use his impressive legal experience on their behalf, according to the complaint.

A page from the Goodrich Legal Services website operated by the defendants, offering legal services including bankruptcy, loan workouts, bankruptcy and commercial remedies, real estate law, and debt restructuring.
The defendants also marketed their scheme online, through telemarketing calls and with television and radio ads, according to the complaint.  The defendants’ websites touted a range of financial services, including bankruptcy advice, credit counseling, and “forensic mortgage audits.”  One of the sites described how these “audits” can help consumers hold onto their homes or lower their mortgage payments.  It falsely claimed that the “audits” could uncover any “lending violations” committed by lenders, and that the information could be used “to gain leverage in a successful loan modification,” the complaint stated.

In reality, however, the defendants generally did not provide the promised loan modification or help consumers avoid foreclosure, either directly or through the “forensic mortgage audits.”

The complaint charges the defendants with violating the Federal Trade Commission Act and with violating the Mortgage Assistance Relief Services Rule, which bans mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they deem acceptable.

The complaint also names as defendants Apex Solutions, Inc.; William D. Goodrich, Attorney, Inc.; A to Z Marketing, Inc.; Apex Members, LLC; Backend Inc.; Expert Processing Center, Inc.; and Smart Funding Corp.

The Commission vote authorizing the staff to file the complaint and seek temporary restraining orders against the defendants in this case was 4-0.  The FTC filed the complaint and request for a temporary restraining order in the U.S. District Court for the Central District of California on June 18, 2013, and the court entered the temporary restraining order the following day.

NOTE:  The Commission files a complaint when it has “reason to believe” that the law has been or is being violated and it appears to the Commission that a proceeding is in the public interest.  The case will be decided by the court.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them.  To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357).  The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad.  The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Betsy Lordan
Office of Public Affairs

202-326-3707
 
STAFF CONTACT:
Steven W. Balster
FTC East Central Region
216-263-3401

520 White Plains Road, Suite 500,
Tarrytown, NY 10591
Fax: (949) 242-2812
Email: yissgood@yahoo.com
http://www.AttorneyGoodrich.com

Christopher Andrew Sterling dba creditcardworker.com,

United States of America (for the Federal Trade Commission), Plaintiff, v. Christopher Andrew Sterling, doing business as sterlingvisa.com, rebatedataprocessor.com, and creditcardworker.com, Defendants
(United States District Court for the Southern District of California)

______________

For Release: 07/22/2013

FTC Settlement Bans Marketer from Selling Work-At-Home Opportunities

Christopher Andrew Sterling, a work-at-home opportunity marketer, has been PayDayLoanbanned from selling work-at-home and business opportunities under a federal court settlement. The FTC sued Sterling in November 2012 as part of “Operation Lost Opportunity,” a federal-state crackdown on scams that falsely promised jobs and opportunities to “be your own boss” to people who are unemployed or underemployed.

The agency charged Sterling with violating the FTC Act and the FTC’s Business Opportunity Rule, which requires business opportunity sellers to provide specific information to help consumers evaluate a business opportunity.  The FTC alleged in its complaint that Sterling’s websites (www.sterlingvisa.com, http://www.rebatedataprocessor.com, and http://www.creditcardworker.com) falsely promised that consumers could earn up to $1,000 per day from data-entry work processing rebate and credit card applications online, but the claimed earnings and the promised business were not delivered.

In addition to banning Sterling from selling any work-at-home opportunity, and any business opportunity covered by the Business Opportunity Rule, the proposed settlement permanently prohibits him from misrepresenting material facts about any products and services, selling or otherwise benefitting from consumers’ personal information, and failing to properly dispose of customer information.  The order imposes a $69,289 judgment that will be suspended based on Sterling’s inability to pay.  The full judgment will become due immediately if he is found to have misrepresented his financial condition.

The Commission vote to approve the proposed consent judgment was 4-0.  The Department of Justice filed the proposed consent judgment on behalf of the Commission in the U.S. District Court for the Southern District of California.  It is subject to court approval.

NOTE:  Consent judgments have the force of law when approved and signed by the District Court judge.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them.  To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call  1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Frank Dorman,
Office of Public Affairs
202-326-2674
 
STAFF CONTACT:
Craig Tregillus,
Bureau of Consumer Protection

202-326-2970http://www.ftc.gov/os/caselist/1223279/index.shtm
Related Article _ scamFRAUDalert

Allied Financial Group ~ Western Capital Group, Inc

For Release: 08/01/2013

Federal Trade Commission, Plaintiff v. Asset & Capital Management Group, d/b/a ACM Group and ACMG; Crown Funding Company, LLC; Green Fidelity Allegiance, Inc., d/b/a WRA; SJ Capitol, LLC, d/b/a SCG; Western Capital Group, Inc., d/b/a ERA and LMR; Credit MP, LLC, d/b/a AFGA and CMP; One FC, LLC, d/b/a WPG and Western Performance Group; Thai Han; Jim Tran Phelps; Keith Hua; and James Novella, Defendants.
(United States District Court for the Central District of California)

At FTC’s Request, Court Orders Halt to Debt Collector’s Illegal Practices, Freezes Assets

Defendants Allegedly Broke the Law by Posing as Process Servers, Threatening Lawsuits, and Contacting Consumers’ Employers and Family Members in Violation of Their Privacy

At the request of the Federal Trade Commission, a U.S. district court has halted a debt collection operation that allegedly extorted payments from consumers by using false threats of lawsuits and calculated campaigns to embarrass consumers by unlawfully communicating with family members, friends, and coworkers.  The court order stops the illegal conduct, freezes the operation’s assets, and appoints a temporary receiver to take over the defendants’ business while the FTC moves forward with the case.

The lawsuit, part of the FTC’s continuing crackdown on scams that target consumers in financial distress, charged four individuals and seven companies.  The FTC alleged that the defendants were part of an elaborate debt collection scheme operating from locations in Orange and Riverside counties in California, and that they used various business names including Western Performance Group, as well as fictitious names, which they changed frequently to avoid law enforcement scrutiny.

The FTC alleged that the defendants called consumers and their employers, colleagues, and family members posing as process servers or law office employees, and claimed they were seeking to deliver legal papers that purportedly related to a lawsuit.  In some instances, the defendants threatened that consumers would be arrested if they did not respond to the calls.  But the debt collectors were not process servers or law office employees, and the defendants did not file lawsuits against the consumers.  The FTC charged that the defendants’ false and misleading claims violated the FTC Act and the Fair Debt Collection Practices Act.  In addition, the FTC alleged that the defendants violated the Fair Debt Collection Practices Act by:

  • improperly contacting third parties about consumers’ debts;
  • failing to disclose the name of the company they represented, or the fact that they were attempting to collect a debt, during telephone calls to consumers; and
  • failing to notify consumers of their right to dispute and obtain verification of their debts.

The complaint names as defendantsThai Han; Jim Tran Phelps; Keith Hua; James Novella; One FC, LLC, also doing business as Western Performance Group and WPG; Credit MP, LLC, also doing business as AFGA, CMP, AFG & Associates, AF Group, Allied Financial Group, and Allied Guarantee Financial; Western Capital Group, Inc., also doing business as ERA, LMR, WCG, and WC Group; SJ Capitol LLC, also doing business as SCG; Green Fidelity Allegiance, Inc., also doing business as WRA; Asset and Capital Management Group; and
Crown Funding Company, LLC.

The Commission vote authorizing the staff to file the complaint was 4-0.  The FTC filed the complaint and the request for a temporary restraining order in the U.S. District Court for the Central District of California.  On July 24, 2013, the court granted the FTC’s request for a temporary restraining order.  The Federal Trade Commission would like to thank the U.S. Postal Inspection Service for its assistance in bringing this case.  For consumer information about dealing with debt collectors, see Debt Collection.

NOTE:  The Commission files a complaint when it has “reason to believe” that the law has been or is being violated and it appears to the Commission that a proceeding is in the public interest.  The case will be decided by the court.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them.  To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357).  The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad.  The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Betsy Lordan
Office of Public Affairs
202-326-3707
STAFF CONTACT:
Seena Gressin
Bureau of Consumer Protection
202-326-2717

500fastcash.com

Federal Trade Commission v. AMG Services, Inc.; Red Cedar Services, Inc., d/b/a 500FastCash; SFS, Inc., d/b/a OneClickCash; Tribal Financial Services, d/b/a http://www.Ameriloan, http://www.UnitedCashLoans, http://www.USFastCash,
and
Miami Nation Enterprises500FastCash
AMG Capital Management, LLC
Level 5 Motorsports, LLC
Leadflash Consulting, LLC
Partner Weekly, LLC
Black Creek Capital Corporation
Broadmoor Capital Partners, LLC
The Muir Law Firm, LLC
Scott A. Tucker
Blaine A. Tucker
Timothy J. Muir
Don E. Brady
Robert D. Campbell; and Troy L. Little Axe,
Defendants,
and Park 269, LLC; and Kim C. Tucker, Relief Defendants.
FTC File No. 112 http://www.ftc.gov/os/caselist/1123024/index.shtm

Date: 4/02/12
Lender URL: http://www.500fastcash.com; http://www.ameriloan.com; http://www.oneclickcash.com; http://www.unitedcashloans.com; http://www.usfastcash.com

Lender Addresses:

10895 Lowell Avenue
Overland Park, Kansas

5600 West 97th Street
Overland Park, Kansas

52946 Highway 12, Suite 3
Niobrara, Nebraska

3531 P Street NW
Miami, Oklahoma

515 G Street SE
Miami, Oklahoma

871 Coronado Center Drive, Suite 200
Henderson, Nevada

325 East Warm
Springs Road, Suite 200
Las Vegas, Nevada

289 Manzanita Ranch Lane
Henderson, Nevada

Type of Action/Laws Violated:
Section 5(a) of the FTC Act; Truth in Lending Act; Regulation Z; Electronic Fund Transfer Act;

Regulation E
Transaction: Lender represented that it would withdraw the consumer’s scheduled payment from the consumer’s account when the loan payment was due; in practice, the lender withdrew funds on multiple occasions assessing multiple finance charges. As a result, the lender withdrew more fun ds than represented on their website. The lender did not disclose the APR, finance charge, total of payments, and payment schedule of the transaction as actually structured.

The lender also required consumers to assent to preauthorized electronic fund transfers as a condition of obtaining credit.

The lender also threatened consumers by representing that they can and will cause consumers to be arrested, criminally prosecuted, or imprisoned for their debts to the lender.

Outcome: 4/02/12 _ Complaint Filed

7/16/13 – Magistrate Judge issued a report and recommendation, finding that defendants are subject to federal consumer protection laws even if they are affiliated with American Indian tribes, subject to review by US District Judge in the case.

7/18/13 – Partial settlement reached with the principal defendants on debt collection calls and compliance with the Electronic Fund Transfer Act. Defendants are barred from using threats of arrest and lawsuits as a tactic to collect debs and from requiring all borrowers to agree in advance to electronic withdrawals
from their bank accounts as a condition of getting credit.

Great Plains Lending ~ GreatPlainsLending.com

Consumer Alert
Great Plains Lending

Not Licensed To Provide Payday Loans

August 15, 2013

The Washington State Department of Financial Institutions (DFI) warns consumers to verify that any lender with which they consider doing business holds a great plains lending2Washington State license for providing payday loan services. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access.

DFI has received complaints against Great Plains Lending, LLC. It appears that this entity is operating as a tribal online payday lender. This entity asserts that it is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a sovereign nation located within the United States of America, and is operating within the boundaries of the Otoe-Missouria Reservation.

Great Plains Lending, LLC is not licensed by DFI. This entity is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Great Plains Lending, LLC operates a website at http://www.GreatPlainsLending.com, lists its phone number as (877) 836-1506, and email address as support@GreatPlainsLending.com.

If you have a complaint against Great Plains Lending, LLC, you can mail it to:

Send Complaints

Great Plains Lending, LLC
Attn: Customer Support
1050 East 2nd Street, Box 500
Edmond, Oklahoma 73034

Payday Loan Debt Collection Laws

Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ place of employment.

Report Violators

If you are suspicious of unlicensed activity by a payday lender, please contact DFI at 1-877-RING-DFI (746-4334) or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov. You can also contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372), or online at www.consumerfinance.gov.

If you feel you have been the victim of a loan scam involving the Internet, please contact the Internet Crime Complaint Center at www.ic3.gov.

PayDayWiz ~ www.paydaywiz.com

Consumer Alert
PaydayWiz

August 30, 2013

The Washington State Department of Financial Institutions (DFI) has received complaints from Washington consumers who reported they obtained online payday loans from PaydayWiz. The consumers have complained of excessive fees and interest payments including annoying phone calls.The Better Business Bureau is also warning consumer of this outfit.

paydaywiz

Accordingly PaydayWiz operates a website at paydaywiz.com. At its website, PaydayWiz lists its email address as: customerservice@paydaywiz.com, and its phone number as 1-888-272-8458.

PaydayWiz is not licensed by DFI as a small loan or payday lender. This entity is not registered to conduct business in Washington State by the Department of Revenue or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Northway Financial dba Cash Transfer Centers

Consumer Alert
Northway Financial
dba Cash Transfer Centers ~ http://www.cashtransfercenters.com
dba Zip 19 ~ Zip19.com

Updated: August 27, 2013

The Washington State Department of Financial Institutions (DFI) has received complaints from Washington consumers who reported they obtained online payday

This slideshow requires JavaScript.

loans from Zip19.com which also does business as Northway Financial Corporation, Ltd. and Cash Transfer Centers. Consumers have complained of excessive fees and interest payments including annoying phone calls, and the lack of installment plans.

Zip19.com operates a website at zip19.com and lists its email address as customercare@Zip19.com. Zip19.com has a purported business address listed as:
Level 5, Plaza Commercial Centre
Bisazza Street,
Sliema SLM 1640, Malta

On its website, Zip19.com lists its phone number as 1-877-947-1947 and its fax number as 1-866-202-6498.

Zip19.com is not licensed by DFI as a small loan or payday lender. This entity is not registered to conduct business in Washington State by the Department of Revenue or the Secretary of State.

Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Red Leaf Lending ~ www.redleaflending.com

Consumer Alert
Red Leaf Lending

September 04, 2013

The Washington State Department of Financial Institutions (DFI) have received RedLeaf Lendingcomplaints from Washington consumers who reported they had obtained online payday loans from Red Leaf Lending and are unhappy with the services afterward.

The consumers complained of excessive fees and interest payment including annoying phone calls and threats of being sent to collection after the consumers had paid off the loan for which they were awarded.

Red Leaf Lending operates a website at http://www.redleaflending.com. On its website, Red Leaf Lending identifies its location and contact information as:

Red Leaf Ventures, LLC
Hunkins Waterfront Plaza
Main Street, Suite 556
Charlestown, Nevis
West Indies

customerservice@redleaflending.com
Phone number: 855-733-7310

Red Leaf Lending is not licensed by the Washington State Department of Financial Institutions as a small loan or payday lender. This entity is not registered to conduct business in Washington State by the Department of Revenue or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Schofield Nottingham & Associates

Consumer Alert
Schofield Nottingham & Associates

September 04, 2013
The Washington State Department of Financial Institutions (DFI) received a complaint from a consumer who was the target of a debt collection scam. The consumer received multiple calls from an individual who identified himself as being from Schofield Nottingham & Associates and that he was collecting on a past due payday loan.
The individual threatened to have the consumer and his wife arrested and if they didn’t pay by the end of the day, and the individual stated he “will handle us.” The consumer didn’t provide a phone number where this call came from or if in fact he had taken out an online payday loan.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.
If you live in another state, find your state regulator.
If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.
If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.
If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus