AdvanceMeToday.com

Consumer Alert
AdvanceMeToday.com
Lenders International dba
http://www.advancemetoday.com,

Not Licensed To Provide Payday Loans

Updated: June 14, 2013

The Washington State Department of Financial Institutions (DFI) has received manyAdvanceMeToday2 complaints against AdvanceMeToday.com whose location is unknown.

P.O. Box 1124-1007
New York , NY 10102
Phone: (888) 408-4394
http://www.advancemetoday.com

Post Office Box No. 1823
Pauls Avenue
Kingstown, St. Vincent 1823

Tel:(888) 408-9716
fax:(888) 660-2984

This entity provides short-term (“payday”) loans to consumers via the internet. Consumers then payback the loans by authorizing repayment from their checking accounts on specific dates, typically on the next payday.

This entity then may make debits from consumers’ bank accounts for larger amounts and longer periods than necessary to repay the loan. This entity has reportedly engaged in harassing collection efforts including calling place of employment.

Advancemetoday.com is not licensed by the Washington State Department of Financial Institutions and is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State.

Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

Verify Licenses

The Washington State Department of Financial Institutions strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP (382-4357), or online at www.ftc.gov.

Report Fraud

If you are suspicious of unlicensed activity by a payday lender please contact DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov or contact the Consumer Financial Protection Bureau (855) 411-2372, or online at www.consumerfinance.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

  • customersupport@advancemetoday.com
  • paymentarrangements@advancemetoday.com
  • collections@advancemetoday.com

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3 replies

  1. Address lookup

    canonical name advancemetoday.com.
    aliases
    addresses 190.7.203.34
    Domain Whois record

    Queried whois.internic.net with “dom advancemetoday.com”…

    Domain Name: ADVANCEMETODAY.COM
    Registrar: EASYDNS TECHNOLOGIES, INC.
    Whois Server: whois.easydns.com
    Referral URL: http://www.easydns.com
    Name Server: UDNS1.ULTRADNS.NET
    Name Server: UDNS2.ULTRADNS.NET
    Status: clientTransferProhibited
    Status: clientUpdateProhibited
    Updated Date: 06-mar-2013
    Creation Date: 05-mar-2007
    Expiration Date: 05-mar-2014

    >>> Last update of whois database: Fri, 26 Jul 2013 13:09:00 UTC <<<
    Queried whois.easydns.com with "advancemetoday.com"…

    Registrant:
    Lenders International
    CCI – Torre C Piso 11
    Ave. 8 Calles 26 y 28
    San Jose, Costa Rica 00000
    CR

    Domain name: ADVANCEMETODAY.COM

    Administrative Contact:
    Vasquez, Silvia lenders.international@gmail.com
    CCI – Torre C Piso 11
    Ave. 8 Calles 26 y 28
    San Jose, Costa Rica 00000
    CR
    (506)88126203
    Technical Contact:
    Vasquez, Silvia lenders.international@gmail.com
    CCI – Torre C Piso 11
    Ave. 8 Calles 26 y 28
    San Jose, Costa Rica 00000
    CR
    (506)88126203

    Registrar of Record: easyDNS Technologies, Inc.
    Record last updated on 06-Mar-2013.
    Record expires on 05-Mar-2014.
    Record created on 05-Mar-2007.

    Registrar Domain Name Help Center:
    http://helpwiki.easydns.com

    Domain servers in listed order:
    UDNS1.ULTRADNS.NET
    UDNS2.ULTRADNS.NET

    Domain status: clientTransferProhibited
    clientUpdateProhibited

    This domain is being managed via EASYDNS

    The DNS Hosting specialists since 1998

    DNS Hosting / Dynamic DNS / Failover DNS / DNS Anycast

    Unconditional Guarantee, No tricks, No gimmicks: http://easyDNS.com

    System Status Updates: http://easyurl.net/easystatus

    ( Follow us on Twitter http://twitter.com/easydns
    or Identi.ca http://identi.ca/easyDNS )

    You have 5 lookups left today
    Network Whois record

    Queried whois.lacnic.net with "190.7.203.34"…

    inetnum: 190.7.203/24
    status: reallocated
    owner: Precition Data Management
    ownerid: CR-PDMA-LACNIC
    responsible: Customer Service
    address: San Jose, ,
    address: – San Jose –
    country: CR
    phone: +506 40505050 []
    owner-c: ECB2
    tech-c: ECB2
    abuse-c: ECB2
    inetrev: 190.7.203/24
    nserver: NS2.AMERICANDATANETWORKS.COM
    nsstat: 20130722 AA
    nslastaa: 20130722
    nserver: NS3.AMERICANDATANETWORKS.COM
    nsstat: 20130722 AA
    nslastaa: 20130722
    created: 20111116
    changed: 20111116
    inetnum-up: 190.7.192/20

    nic-hdl: ECB2
    person: American Data Networks
    e-mail: noc@ADN.CO.CR
    address: San Jose, 543,
    address: 1000 – san jose – sj
    country: CR
    phone: +506 2242-4747 []
    created: 20061220
    changed: 20090521

    % whois.lacnic.net accepts only direct match queries.
    % Types of queries are: POCs, ownerid, CIDR blocks, IP
    % and AS numbers.

    DNS records

    DNS query for 34.203.7.190.in-addr.arpa returned an error from the server: NameError

    name class type data time to live
    advancemetoday.com IN A 190.7.203.34 86400s (1.00:00:00)
    advancemetoday.com IN NS pdns1.ultradns.net 86400s (1.00:00:00)
    advancemetoday.com IN NS pdns2.ultradns.net 86400s (1.00:00:00)
    advancemetoday.com IN NS pdns3.ultradns.org 86400s (1.00:00:00)
    advancemetoday.com IN NS pdns4.ultradns.org 86400s (1.00:00:00)
    advancemetoday.com IN NS pdns5.ultradns.info 86400s (1.00:00:00)
    advancemetoday.com IN NS pdns6.ultradns.co.uk 86400s (1.00:00:00)
    advancemetoday.com IN SOA
    server: pdns2.ultradns.net
    email: karthik@nationwidecash.com
    serial: 2013020700
    refresh: 10800
    retry: 3600
    expire: 2592000
    minimum ttl: 86400
    86400s (1.00:00:00)
    advancemetoday.com IN MX
    preference: 200
    exchange: advancemetoday.com.s8a2.psmtp.com
    86400s (1.00:00:00)
    advancemetoday.com IN MX
    preference: 100
    exchange: advancemetoday.com.s8a1.psmtp.com
    86400s (1.00:00:00)
    advancemetoday.com IN MX
    preference: 300
    exchange: advancemetoday.com.s8b1.psmtp.com
    86400s (1.00:00:00)
    advancemetoday.com IN MX
    preference: 400
    exchange: advancemetoday.com.s8b2.psmtp.com
    86400s (1.00:00:00)
    — end —

  2. Address lookup

    canonical name nationwidecash.com.
    aliases
    addresses 190.7.203.47
    Domain Whois record

    Queried whois.internic.net with “dom nationwidecash.com”…

    Domain Name: NATIONWIDECASH.COM
    Registrar: ENOM, INC.
    Whois Server: whois.enom.com
    Referral URL: http://www.enom.com
    Name Server: UDNS1.ULTRADNS.NET
    Name Server: UDNS2.ULTRADNS.NET
    Status: clientTransferProhibited
    Updated Date: 25-jul-2013
    Creation Date: 01-nov-2001
    Expiration Date: 01-nov-2018

    >>> Last update of whois database: Fri, 26 Jul 2013 13:13:33 UTC <<<
    Queried whois.enom.com with "nationwidecash.com"…

    Visit AboutUs.org for more information about nationwidecash.com
    AboutUs: nationwidecash.com

    Registered through: eNom, Inc.

    Domain name: nationwidecash.com

    Registrant Contact:
    SilentRegister.com
    Richard Lanoszka ()

    Fax:
    620 Toronto Street
    Victoria, V8V1P7
    CA

    Administrative Contact:
    SilentRegister.com
    Richard Lanoszka (support@SilentRegister.com)
    +1.2503869291
    Fax: +1.2503869291
    620 Toronto Street
    Victoria, V8V1P7
    CA

    Technical Contact:
    SilentRegister.com
    Richard Lanoszka (support@SilentRegister.com)
    +1.2503869291
    Fax: +1.2503869291
    620 Toronto Street
    Victoria, V8V1P7
    CA

    Status: Locked

    Name Servers:
    UDNS1.ULTRADNS.NET
    UDNS2.ULTRADNS.NET

    Creation date: 01 Nov 2001 16:50:00
    Expiration date: 01 Nov 2018 15:50:00

    Get Noticed on the Internet! Increase visibility for this domain name by listing it at http://www.whoisbusinesslistings.com
    Network Whois record

    Queried whois.lacnic.net with “190.7.203.47”…

    inetnum: 190.7.203/24
    status: reallocated
    owner: Precition Data Management
    ownerid: CR-PDMA-LACNIC
    responsible: Customer Service
    address: San Jose, ,
    address: – San Jose –
    country: CR
    phone: +506 40505050 []
    owner-c: ECB2
    tech-c: ECB2
    abuse-c: ECB2
    inetrev: 190.7.203/24
    nserver: NS2.AMERICANDATANETWORKS.COM
    nsstat: 20130722 AA
    nslastaa: 20130722
    nserver: NS3.AMERICANDATANETWORKS.COM
    nsstat: 20130722 AA
    nslastaa: 20130722
    created: 20111116
    changed: 20111116
    inetnum-up: 190.7.192/20

    nic-hdl: ECB2
    person: American Data Networks
    e-mail: noc@ADN.CO.CR
    address: San Jose, 543,
    address: 1000 – san jose – sj
    country: CR
    phone: +506 2242-4747 []
    created: 20061220
    changed: 20090521

    % whois.lacnic.net accepts only direct match queries.
    % Types of queries are: POCs, ownerid, CIDR blocks, IP
    % and AS numbers.

    DNS records

    DNS query for 47.203.7.190.in-addr.arpa returned an error from the server: NameError

    name class type data time to live
    nationwidecash.com IN A 190.7.203.47 86400s (1.00:00:00)
    nationwidecash.com IN NS pdns1.ultradns.net 86400s (1.00:00:00)
    nationwidecash.com IN NS pdns2.ultradns.net 86400s (1.00:00:00)
    nationwidecash.com IN NS pdns3.ultradns.org 86400s (1.00:00:00)
    nationwidecash.com IN NS pdns4.ultradns.org 86400s (1.00:00:00)
    nationwidecash.com IN NS pdns5.ultradns.info 86400s (1.00:00:00)
    nationwidecash.com IN NS pdns6.ultradns.co.uk 86400s (1.00:00:00)
    nationwidecash.com IN SOA
    server: pdns2.ultradns.net
    email: karthik@nationwidecash.com
    serial: 2013062802
    refresh: 3600
    retry: 2592000
    expire: 86400
    minimum ttl: 60
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 87
    exchange: aspmx5.googlemail.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 81
    exchange: aspmx.l.google.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 82
    exchange: alt1.aspmx.l.google.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 83
    exchange: alt2.aspmx.l.google.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 84
    exchange: aspmx2.googlemail.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 85
    exchange: aspmx3.googlemail.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 86
    exchange: aspmx4.googlemail.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 10
    exchange: nationwidecash.com.s8a1.psmtp.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 20
    exchange: nationwidecash.com.s8a2.psmtp.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 30
    exchange: nationwidecash.com.s8b1.psmtp.com
    86400s (1.00:00:00)
    nationwidecash.com IN MX
    preference: 40
    exchange: nationwidecash.com.s8b2.psmtp.com
    86400s (1.00:00:00)
    — end —

  3. Address lookup

    canonical name silentregister.com.
    aliases
    addresses 198.23.62.107
    Domain Whois record

    Queried whois.internic.net with “dom silentregister.com”…

    Domain Name: SILENTREGISTER.COM
    Registrar: ENOM, INC.
    Whois Server: whois.enom.com
    Referral URL: http://www.enom.com
    Name Server: DNS1.SUPREMEDNS.COM
    Name Server: DNS2.SUPREMEDNS.COM
    Status: clientTransferProhibited
    Updated Date: 18-feb-2013
    Creation Date: 18-sep-2002
    Expiration Date: 18-sep-2013

    >>> Last update of whois database: Fri, 26 Jul 2013 13:15:18 UTC <<<
    Queried whois.enom.com with "silentregister.com"…

    Visit AboutUs.org for more information about silentregister.com
    AboutUs: silentregister.com

    Registered through: eNom, Inc.

    Domain name: silentregister.com

    Administrative Contact:
    Silent Register
    Richard Lanoszka (support@silentregister.com)
    +1.2503869291
    Fax:
    620 Toronto Street
    Apt 302
    Victoria, BC V8V1P7
    CA

    Technical Contact:
    Silent Register
    Richard Lanoszka (support@silentregister.com)
    +1.2503869291
    Fax:
    620 Toronto Street
    Apt 302
    Victoria, BC V8V1P7
    CA

    Registrant Contact:
    Silent Register
    Richard Lanoszka ()

    Fax:
    620 Toronto Street
    Apt 302
    Victoria, BC V8V1P7
    CA

    Status: Locked

    Name Servers:
    dns1.supremedns.com
    dns2.supremedns.com

    Creation date: 18 Sep 2002 15:38:09
    Expiration date: 18 Sep 2013 15:38:00

    Get Noticed on the Internet! Increase visibility for this domain name by listing it at http://www.whoisbusinesslistings.com
    Network Whois record

    Queried whois.arin.net with “n 198.23.62.107″…

    NetRange: 198.23.48.0 – 198.23.63.255
    CIDR: 198.23.48.0/20
    OriginAS: AS32748
    NetName: LIQUIDNET-HOSTING
    NetHandle: NET-198-23-48-0-1
    Parent: NET-198-0-0-0-0
    NetType: Direct Allocation
    RegDate: 2012-09-11
    Updated: 2013-01-30
    Ref: http://whois.arin.net/rest/net/NET-198-23-48-0-1

    OrgName: LiquidNet US LLC
    OrgId: LUL-5
    Address: 1500 University Drive
    City: Coral Springs
    StateProv: FL
    PostalCode: 33071
    Country: US
    RegDate: 2012-02-03
    Updated: 2013-01-30
    Ref: http://whois.arin.net/rest/org/LUL-5

    OrgTechHandle: SMOLE2-ARIN
    OrgTechName: Smolensky, Vladimir
    OrgTechPhone: +1-954-607-2367
    OrgTechEmail: zaphod@liquidnetlimited.com
    OrgTechRef: http://whois.arin.net/rest/poc/SMOLE2-ARIN

    OrgNOCHandle: SMOLE2-ARIN
    OrgNOCName: Smolensky, Vladimir
    OrgNOCPhone: +1-954-607-2367
    OrgNOCEmail: zaphod@liquidnetlimited.com
    OrgNOCRef: http://whois.arin.net/rest/poc/SMOLE2-ARIN

    OrgAbuseHandle: NOCAB14-ARIN
    OrgAbuseName: NOC Abuse
    OrgAbusePhone: +1-773-305-5641
    OrgAbuseEmail: ipabusereport2@liquidnetlimited.com
    OrgAbuseRef: http://whois.arin.net/rest/poc/NOCAB14-ARIN

    RAbuseHandle: NOCAB14-ARIN
    RAbuseName: NOC Abuse
    RAbusePhone: +1-773-305-5641
    RAbuseEmail: ipabusereport2@liquidnetlimited.com
    RAbuseRef: http://whois.arin.net/rest/poc/NOCAB14-ARIN
    DNS records

    name class type data time to live
    silentregister.com IN A 198.23.62.107 3600s (01:00:00)
    silentregister.com IN MX
    preference: 10
    exchange: mx.vps42944.mylogin.co
    3600s (01:00:00)
    silentregister.com IN SOA
    server: dns1.supremedns.com
    email: root@vps42944.mylogin.co
    serial: 1361176233
    refresh: 28800
    retry: 7200
    expire: 604800
    minimum ttl: 86400
    3600s (01:00:00)
    silentregister.com IN NS dns1.supremedns.com 3600s (01:00:00)
    silentregister.com IN NS dns2.supremedns.com 3600s (01:00:00)
    107.62.23.198.in-addr.arpa IN PTR hosted.by.liquidnetlimited.com 14400s (04:00:00)
    62.23.198.in-addr.arpa IN SOA
    server: dns1.supremedns.com
    email: root@supremedns.com
    serial: 1358966343
    refresh: 28800
    retry: 7200
    expire: 604800
    minimum ttl: 86400
    28800s (08:00:00)
    62.23.198.in-addr.arpa IN RRSIG
    type covered: NSEC (47)
    algorithm: RSA/SHA-1 (5)
    labels: 5
    original ttl: 10800 (03:00:00)
    signature expiration: 2013-08-05 12:00:37Z
    signature inception: 2013-07-26 12:00:37Z
    key tag: 31943
    signer’s name: 198.in-addr.arpa
    signature:
    (1024 bits)
    952CFDA0359A01AC4021CB86A85F1EAD
    F4BE5109E737FD81BABAADFEF71AFB85
    1F694802DA0B23115E1F9C259436AF94
    6D088DA8B9AA96547C929DFB6E00C042
    52C5FC7EFC279C05C9AB0922FB39D93E
    7CD342532313DEA445ED74C9DC5B26FF
    B0C54ECAD94EBF3B2CE1FFB8F7773412
    84BEADE544A76713214F42C70F6654D7
    10800s (03:00:00)
    62.23.198.in-addr.arpa IN NSEC
    next domain name: 63.23.198.in-addr.arpa
    record types: NS RRSIG NSEC
    10800s (03:00:00)
    62.23.198.in-addr.arpa IN NS dns1.supremedns.com 28800s (08:00:00)
    62.23.198.in-addr.arpa IN NS dns2.supremedns.com 28800s (08:00:00)
    — end —

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