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Consumer Alert


February 7, 2013

Unlicensed Payday Loans

The Washington State Department of Financial Institutions (DFI) has receivedconsumer alert complaints from Washington consumers who reported they obtained online payday loans from netPDL.

This company has been associated with the following website and telephone numbers:;


1-316-665-7397 (NetPDL)
1-786-224-6681 (NetPDL
(316) 665-7397

NetPDL is not licensed by DFI, and is not registered to conduct business in the state of Washington by the Department of Revenue or the Secretary of State. DFI has been unable to locate a mailing or email address for netPDL.

Payday Loan Collection Laws

Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at

Report Fraud

If you are suspicious of unlicensed activity by a payday lender contact the Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at

If you feel you have been the victim of a loan scam, contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at

If you feel you have been the victim of a scam involving the Internet, contact the Internet Crime Complaint Center at

If you feel you have been the victim of a scam and are concerned about your personal financial information, contact your banking institution and the three major credit bureaus.

Telephone Confirmation –


This is to ALERT the public that scamFRAUDalert have received several calls in reference to the website It appears like the operators are denying having any association with the site and have listed OUR contact phone number in emails they are sending out.


from:  ScamFraudAlert <>
to:  chris
date:  Thu, Feb 7, 2013 at 8:25 AM
subject:  Telephone Confirmation –

Dear Chris:

This is to confirm our phone conversation of today Thursday, February 7, 2013 regarding your photo and email being added to the website

Please be aware that scamFRAUDalert are the good guys. We are advocates for you and others whose photos and email addresses are being added to database.

The perpetrators of these sites are sophisticated and well organized. Don’t be fool by what they are saying.

All  information on scamFRAUDalert regarding predator’s sites were gathered from online researched and investigations linking to the perpetrators.

Our investigations have revealed that one Michael W. King who resides in Miami, Florida is one of the perpetrators.

This Michael King is also believe to be owner of the sites and among others. The site Bad Renters Report has recently been erected.

Best of luck and make sure to file a complaint with the Better Business Bureau.



Please Note
~ scamFRAUDalert investigation of aka aka is a CASE STUDY for online users. This just highlight the activities of online scammers and give us an insight into their WORLD and operational methods, tactics and strategies to destory anyone.

These methods include publication of falsehood populating the internet to discredit anyone including the individual extended family who expose their online activities with attacks. Read what are being posted online about US

Related Article:

Facebook Administration Sent You A Notification


Email header analysis report

All valid IP Addresses found in the header.
Ip Address 3rd Party Info Provider City Flag Country
* Check at Check at Xl Internet Services Amsterdam Network Amsterdam Netherlands Check at Check at Yahoo! Sunnyvale United States

*Probable originating IP address

Header Analysis

Originating Info

Email info Geographical Info
Originating IP address From Continent
Originating hostname Originating Email address Latitude
Originating Organization Subject Longitude
Originating Country Date Sent Time zone
Originating City Message ID GMT offset
Google Map for

BofA Fraudulent E-mail

Dear Valued Member,
We’ve noticed invalid login attempts into you account online from an unknown IP address . Due to this, we have temporarily suspended your account. We need you to update your account information for your online banking to be re-activated please update your billing information today by clicking here

After a few clicks, just verify the information you entered is correct.


BOA Member Services Team

P.S. The link in this message will be expire within 24 Hours . You have to update your payment information

© 2013 BOA LLC. All Rights Reserved.

Received text message from:ellipsoidaltuw14@contestwinners.bizscamalert
The text message said: [Your entry placed 0 out of 10! Claim the prize with this Code: P2C1] URL:ContestWinners

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The following A records are set to


Other sites with page structure similar to this site:


Financial Acquisition Agency

scamFRAUDalert see it appropriate to issue this ALERT again as consumers consumer alertcontinued to complaint about receiving e-mails and US Postal mail regarding AWARD WINNINGS for Financial Acquisition Agency

They keep sending out letters saying YOU WON $2,536,092.23
and PAYMENT ARE NOW DUE. Send $20.00 check, money order, western union or money-gram to cover processing fees charger to our cashier.
Please reply by xx/xx/2013

Thank you


Consumers are complaining about unauthorized debit and credit card chargesconsumer alert to their bank accounts.

If you received a card statement from your bank that led you to this page, we may have processed a charge to your card account for purchases of products/services offered by us. You can retrieve information about charges to your account by using the forms below.

You will be able to find details about the service purchased, the site on which it was purchased, details of the person making the purchase and usernames/passwords used. You can also manage or stop the subscription if the purchase refers to a recurring payment.


23 Manor Place
Edinburgh EH3 7DX
Phone:(800) 960-0569,
(877) 411-2278 ext. 2