US Loan Services LLC.

Consumer Alert
US Loan Services LLC

Possible Advance Fee Scam

The Washington State Department of Financial Institutions (DFI) received a complaint from a consumer who reported they applied for a loan through US Loan Services LLC.

Neither the Washington State Department of Revenue nor the Office of the Secretary of State shows that US Loan Services LLC is authorized to do business in Washington. The company is not licensed by the Department of Financial Institutions.

How the Potential Scam Works

  • Consumers are advised that they have been approved for a loan and must send money through Money Gram or Western Union to prepay a few months of loan payments;
  • The consumer is told that additional payments must be made (for fees, interest, taxes, etc.);
  • US Loan Services LLC may send letters that appear to be from a legitimate bank guaranteeing the money for the loan;
  • US Loan Services LLC may also send letters that appear to be from Western Union or Money Gram stating a deposit is required to get the loan released;
  • A loan is never provided.

Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

If you are suspicious of unlicensed activity by a payday lender please contact the DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Advertisements

MobiLoans, LLC ~ www.mobiloans.com

Consumer Alert
MobiLoans, LLC

Unlicensed Payday Loans

The Washington State Department of Financial Institutions (DFI) received a report alleging that MobiLoans, LLC, provides payday loans to consumers via the internet.

The company is not licensed by the Washington State of Department of Financial Institutions. The company is not registered to do business in Washington by either the Department of Revenue or the Washington Secretary of State.

MobiLoans, LLC has been associated with the following address, website, and telephone number are listed below:
164 Yuroni Trail,
Marksville, LA, 71351
http://www.mobiloans.com;
(877) 836-1518

It appears MobiLoans, LLC is a owned and operated by the Tunica Biloxi Tribe of Louisiana as a limited liability company organized under the laws of the Tunica Biloxi Tribe of Louisiana, a federally-recognized Indian Tribe. As a result, MobiLoans, LLC may not be subject to the DFI’s jurisdiction.

Verify License

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers’ places of employment.

Report Fraud

If you are suspicious of unlicensed activity by a payday lender please contact the DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

Profit Clicking ~ www.profitclicking.com

Previously Known as Justbeenpaid.com


scamFRAUDalert see it necessary to issue this ALERT. We advice potential investors to exercise due diligence when investing with this group. Alternatively this group also operate under the name justbeenpaid.com

Based on our researched, it appears like the origin of this scam is South Africa.

The WHOIS information below list the site as privately protected in South Africa. The site appears to be offering HIGH YIELD INVESTMENT PROGRAM. An investment alternative known for rewarding early investor higher yield than normal. In essence this is a ponzi scheme.

Read HYIP Warnings FROM FINRA Warning and SEC Warning
Address lookup
canonical name profitclicking.com

aliases
addresses: 50.7.161.140
Domain Whois record

Queried whois.internic.net with “dom profitclicking.com”…

Domain Name: PROFITCLICKING.COM
Registrar: GODADDY.COM, LLC
Whois Server: whois.godaddy.com
Referral URL: http://registrar.godaddy.com
Name Server: A.BLOCKDOS.COM
Name Server: B.BLOCKDOS.COM
Name Server: C.BLOCKDOS.COM
Name Server: D.BLOCKDOS.COM
Name Server: E.BLOCKDOS.COM
Name Server: F.BLOCKDOS.COM
Status: clientDeleteProhibited
Status: clientRenewProhibited
Status: clientTransferProhibited
Status: clientUpdateProhibited
Updated Date: 11-jul-2012
Creation Date: 14-mar-2012
Expiration Date: 14-mar-2013

Last update of whois database: Thu, 01 Nov 2012 18:06:05 UTC
Queried whois.godaddy.com with “profitclicking.com”…

Registered through: GoDaddy.com, LLC (http://www.godaddy.com)
Domain Name: PROFITCLICKING.COM
Created on: 14-Mar-12
Expires on: 14-Mar-13
Last Updated on: 11-Jul-12

Registrant:
ProfitClicking
Private Bag X12 Suite 88
Roosevelt Park, Gauteng 2129
South Africa

Administrative Contact:
Team, Executive hostmaster@profitclicking.com
ProfitClicking
Private Bag X12 Suite 88
Roosevelt Park, Gauteng 2129
South Africa
+27.6026040081

Technical Contact:
Team, Executive hostmaster@profitclicking.com
ProfitClicking
Private Bag X12 Suite 88
Roosevelt Park, Gauteng 2129
South Africa
+27.6026040081

Domain servers in listed order:
A.BLOCKDOS.COM
B.BLOCKDOS.COM
C.BLOCKDOS.COM
D.BLOCKDOS.COM
E.BLOCKDOS.COM
F.BLOCKDOS.COM
Network Whois record

Queried rwhois.fdcservers.net with “50.7.161.140”…

%rwhois V-1.5:003eff:00 rwhois.fdcservers.net (by Network Solutions, Inc. V-1.5.10-pre6)
network:Auth-Area:50.7.0.0/16
network:Class-Name:network
network:OrgName:Server4Sale
network:OrgID;I:FDC-9791
network:Address:60 Bristol Road E, Suite 442
network:City:Mississauga
network:StateProv:ON
network:PostalCode:L4Z 3K8
network:Country:CA
network:NetRange:50.7.161.136 – 50.7.161.143
network:CIDR:50.7.161.136/29
network:NetName:FDC-9791-50.7.161.136
network:OrgAbuseHandle:ABUSE438-ARIN
network:OrgAbuseName:Abuse Department
network:OrgAbusePhone:+1-312-423-6675
network:OrgAbuseEmail:abuse@fdcservers.net
network:OrgNOCHandle:TECHS72-ARIN
network:OrgNOCName:Tech Support
network:OrgNOCPhone:+1-312-423-6675
network:OrgNOCEmail:support@fdcservers.net
network:OrgTechHandle:TECHS72-ARIN
network:OrgTechName:Tech Support
network:OrgTechPhone:+1-312-423-6675
network:OrgTechEmail:support@fdcservers.net

%ok
Queried whois.arin.net with “n ! NET-50-7-160-0-1″…

NetRange: 50.7.160.0 – 50.7.175.255
CIDR: 50.7.160.0/20
OriginAS: AS30058
NetName: FDCSERVERS-AMSTERDAM
NetHandle: NET-50-7-160-0-1
Parent: NET-50-7-0-0-1
NetType: Reallocated
RegDate: 2012-05-25
Updated: 2012-05-25
Ref: http://whois.arin.net/rest/net/NET-50-7-160-0-1

OrgName: FDCservers.net
OrgId: FDCSE-4
Address: Lemelerbergweg 28
City: Amsterdam
StateProv: AH
PostalCode: 1101
Country: NL
RegDate: 2012-05-25
Updated: 2012-05-25
Ref: http://whois.arin.net/rest/org/FDCSE-4

ReferralServer: rwhois://rwhois.fdcservers.net:4321

OrgAbuseHandle: ABUSE438-ARIN
OrgAbuseName: ABUSE department
OrgAbusePhone: +1-312-423-6675
OrgAbuseEmail: abuse@fdcservers.net
OrgAbuseRef: http://whois.arin.net/rest/poc/ABUSE438-ARIN

OrgNOCHandle: TECHS72-ARIN
OrgNOCName: Tech Support
OrgNOCPhone: +1-312-423-6675
OrgNOCEmail: support@fdcservers.net
OrgNOCRef: http://whois.arin.net/rest/poc/TECHS72-ARIN

OrgTechHandle: TECHS72-ARIN
OrgTechName: Tech Support
OrgTechPhone: +1-312-423-6675
OrgTechEmail: support@fdcservers.net
OrgTechRef: http://whois.arin.net/rest/poc/TECHS72-ARIN
DNS records

DNS query for 140.161.7.50.in-addr.arpa failed: TimedOut

name class type data time to live
http://www.profitclicking.com IN CNAME profitclicking.com 300s (00:05:00)
profitclicking.com IN SOA
server: ns1.softlayer.com
email: root@profitclicking.com
serial: 2012102900
refresh: 7200
retry: 600
expire: 1728000
minimum ttl: 43200
300s (00:05:00)
profitclicking.com IN TXT v=spf1 a mx +ip4:190.97.164.0/24 +ip4:190.97.164.0/24 +ip4:190.97.164.0/24 +ip4:216.185.44.0/24 -all 300s (00:05:00)
profitclicking.com IN TXT v=spf1 include:_spf.google.com ~all 300s (00:05:00)
profitclicking.com IN A 50.7.161.140 300s (00:05:00)
profitclicking.com IN MX
preference: 20
exchange: email.justbeenpaid.com
300s (00:05:00)
profitclicking.com IN MX
preference: 5
exchange: old.justbeenpaid.com
300s (00:05:00)
profitclicking.com IN NS ns2.softlayer.com 300s (00:05:00)
profitclicking.com IN NS ns1.softlayer.com 300s (00:05:00)
— end —

NASAA Warns Investors to Watch for Sandy Scams

NASAA Warns Investors to Watch for Sandy Scams

WASHINGTON (October 31, 2012) – Following the widespread destruction caused by Hurricane Sandy along the Eastern seaboard, the North American Securities Administrators Association (NASAA) today warned investors to beware of opportunistic investment “Sandy scams.

“Unfortunately, we know from experience that disasters bring out the worst in people, especially those seeking to profit from the misfortunes of others. Potential investors should be very cautious if approached with unsolicited Sandy-related investment offers,” said Heath Abshure, NASAA President and Arkansas Securities Commissioner.

In particular, Abshure noted that cold-calling telephone salespeople, advertisements, and Internet postings that promote investment pools or bonds to help storm victims, or tout water-removal or purification technologies, electricity-generating devices and distressed real estate remediation programs should be a red flag for investors.

People also should be aware of the rush of solicitations that follow a highly publicized natural disaster or other crises. “There will be fraudulent charity solicitations,” Abshure said.” Some will be looking for your money; some will be attempting to steal your credit card information for identity theft. As with any charitable contribution, people wanting to help with relief efforts following Sandy should send contributions to only those charities with an established track record.”

Abshure also warned that fake victims may attempt to use social media to dupe well-intentioned donors. “Do not donate to unknown individuals that purport to need aid that post on Facebook, Craigslist, Twitter or other social media sites. These are likely to be fraudsters, who may not have even been a resident of the United States much less a victim of the storm,” he said.

Recalling that many con artists attempted to exploit investors in the aftermath of Hurricane Katrina in 2005, Abshure urged investors to:

  • Hang up on aggressive cold callers promoting hurricane-related investments and delete unsolicited e-mail or Internet messages discussing small companies with new hurricane-related technologies or products.
  • Use common sense. Pie-in-the-sky promises often signal investment fraud.
  • Contact your state or provincial securities regulator to check that both the seller and investment are licensed and registered. If not, they may be operating illegally. Contact information is available on NASAA’s website.

NASAA, the oldest international organization devoted to investor protection. NASAA’s membership consists of the securities administrators in the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, the provinces and territories of Canada, and Mexico.

— NASAA —

For more information:

Bob Webster | Director of Communications | 202-737-0900

WhoIs ~ www.offendex.com

Class Action Lawsuit Against Mugshot Websites

PUBLIC RECORDS ~ MUGSHOTS RECORDS
A GROWING THREAT TO OUR SECURITY

Another of these mugshot sites accessing public data and making them available for PROFIT.                                                                                                      

Individual’s PUBLIC RECORDS are not COMMUNITY PROPERTY nor are they the property of anyone who can quantify such information and make them accessible to the public via the internet.

They are the PRIVATE PROPERTY of the INDIVIDUAL and MUST remain PRIVATE.

Unless such information are sought by LOCAL, STATE, FEDERAL officials or some LEGAL ENTITY for legitimate purposes, these RECORDS in the PUBLIC domain are PRIVATE and not a PUBLIC COMMODITY.

WEBSITES POSTING MUG SHOTS AND EXTORTION

The IC3 has received hundreds of complaints from individuals IC3claiming they located their mug shots on 20 different websites, all of which allegedly use similar business practices. Some victims reported they were juveniles at the time of the arrests and their records were sealed. Therefore, their information should not be available to the public. Others stated the information posted on the sites was either incorrect or blatantly false.

Complainants who requested to have their mug shot removed, had to provide a copy of their driver’s license, court record and other personal identifying information. However, providing such information puts those at risk for identify theft.

Complainants were also subject to paying a fee to have their mug shot removed. Although they paid the fee, some of the mug shots were not removed. If they were removed, the mug shots appeared on similar websites.

If the victim threatened to report the websites for unlawful practice, the websites’ owners threatened to escalate the damaging information against the victim.

File A Complaint

Address lookup
canonical name http://www.offendex.com

aliases
addresses 50.112.252.121
Domain Whois record

Queried whois.internic.net with “dom offendex.com

Domain Name: OFFENDEX.COM
Registrar: MELBOURNE IT, LTD. D/B/A INTERNET NAMES WORLDWIDE
Whois Server: whois.melbourneit.com
Referral URL: http://www.melbourneit.com
Name Server: NS10.DNSMADEEASY.COM
Name Server: NS11.DNSMADEEASY.COM
Name Server: NS12.DNSMADEEASY.COM
Name Server: NS13.DNSMADEEASY.COM
Name Server: NS14.DNSMADEEASY.COM
Name Server: NS15.DNSMADEEASY.COM
Status: clientTransferProhibited
Updated Date: 18-sep-2012
Creation Date: 22-sep-2011
Expiration Date: 22-sep-2013

Last update of whois database: Thu, 01 Nov 2012 22:37:04 UTC
Queried whois.melbourneit.com with “offendex.com

Domain Name………. offendex.com
Creation Date…….. 2011-09-22
Registration Date…. 2012-08-07
Expiry Date………. 2013-09-23
Tracking Number…… 1678385394_DOMAIN_COM-VRSN
Organisation Name…. Offendex
Organisation Address. Locked Bag 20019
Organisation Address. registered post accepted only
Organisation Address.
Organisation Address. Melbourne
Organisation Address. 3001
Organisation Address. VIC
Organisation Address. AU

Admin Name……….. Admin PrivateRegContact
Admin Address…….. Locked Bag 20019
Admin Address…….. registered post accepted only
Admin Address……..
Admin Address. Melbourne
Admin Address…….. 3001
Admin Address…….. VIC
Admin Address…….. AU
Admin Email………. contact@myprivateregistration.com
Admin Phone………. +61.386242485
Admin Fax…………

Tech Name………… TECH PrivateRegContact
Tech Address……… Locked Bag 20019
Tech Address……… registered post accepted only
Tech Address………
Tech Address……… Melbourne
Tech Address……… 3001
Tech Address……… VIC
Tech Address……… AU
Tech Email……….. contact@myprivateregistration.com
Tech Phone……….. +61.386242485
Tech Fax………….
Name Server………. NS12.DNSMADEEASY.COM
Name Server………. NS13.DNSMADEEASY.COM
Name Server………. NS15.DNSMADEEASY.COM
Name Server………. NS14.DNSMADEEASY.COM
Name Server………. NS11.DNSMADEEASY.COM
Name Server………. NS10.DNSMADEEASY.COM
Network Whois record

Queried whois.arin.net with “n 50.112.252.121″…

NetRange: 50.112.0.0 – 50.112.255.255
CIDR: 50.112.0.0/16
OriginAS: AS14618
NetName: AMAZON-EC2-USWESTOR
NetHandle: NET-50-112-0-0-1
Parent: NET-50-0-0-0-0
NetType: Direct Assignment
Comment: The activity you have detected originates from a dynamic hosting environment.
Comment: For fastest response, please submit abuse reports at http://aws-portal.amazon.com/gp/aws/html-forms-controller/contactus/AWSAbuse
Comment: For more information regarding EC2 see:
Comment: http://ec2.amazonaws.com/
Comment: All reports MUST include:
Comment: * src IP
Comment: * dest IP (your IP)
Comment: * dest port
Comment: * Accurate date/timestamp and timezone of activity
Comment: * Intensity/frequency (short log extracts)
Comment: * Your contact details (phone and email) Without these we will be unable to identify the correct owner of the IP address at that point in time.
RegDate: 2011-05-23
Updated: 2012-03-02
Ref: http://whois.arin.net/rest/net/NET-50-112-0-0-1

OrgName: Amazon.com, Inc.
OrgId: AMAZO-47
Address: EC2, EC2 1200 12th Ave South
City: Seattle
StateProv: WA
PostalCode: 98144
Country: US
RegDate: 2011-05-10
Updated: 2011-05-10
Ref: http://whois.arin.net/rest/org/AMAZO-47

OrgTechHandle: ANO24-ARIN
OrgTechName: Amazon EC2 Network Operations
OrgTechPhone: +1-206-266-4064
OrgTechEmail: aes-noc@amazon.com
OrgTechRef: http://whois.arin.net/rest/poc/ANO24-ARIN

OrgAbuseHandle: ANO24-ARIN
OrgAbuseName: Amazon EC2 Network Operations
OrgAbusePhone: +1-206-266-4064
OrgAbuseEmail: aes-noc@amazon.com
OrgAbuseRef: http://whois.arin.net/rest/poc/ANO24-ARIN

OrgNOCHandle: AANO1-ARIN
OrgNOCName: Amazon AWS Network Operations
OrgNOCPhone: +1-206-266-2178
OrgNOCEmail: aes-noc@amazon.com
OrgNOCRef: http://whois.arin.net/rest/poc/AANO1-ARIN
DNS records

name class type data time to live
http://www.offendex.com IN A 50.112.252.121 300s (00:05:00)
offendex.com IN NS ns15.dnsmadeeasy.com 86400s (1.00:00:00)
offendex.com IN NS ns14.dnsmadeeasy.com 86400s (1.00:00:00)
offendex.com IN NS ns11.dnsmadeeasy.com 86400s (1.00:00:00)
offendex.com IN NS ns13.dnsmadeeasy.com 86400s (1.00:00:00)
offendex.com IN NS ns12.dnsmadeeasy.com 86400s (1.00:00:00)
offendex.com IN NS ns10.dnsmadeeasy.com 86400s (1.00:00:00)
offendex.com IN SOA
server: ns10.dnsmadeeasy.com
email: dns@dnsmadeeasy.com
serial: 2009010126
refresh: 43200
retry: 3600
expire: 1209600
minimum ttl: 180
86400s (1.00:00:00)
offendex.com IN A 50.112.252.121 300s (00:05:00)
offendex.com IN MX
preference: 10
exchange: mail.offendex.com
300s (00:05:00)
121.252.112.50.in-addr.arpa IN PTR usw2-01.offendex.com 300s (00:05:00)
252.112.50.in-addr.arpa IN NS pdns2.ultradns.net 900s (00:15:00)
252.112.50.in-addr.arpa IN NS pdns1.ultradns.net 900s (00:15:00)
252.112.50.in-addr.arpa IN NS pdns6.ultradns.co.uk 900s (00:15:00)
252.112.50.in-addr.arpa IN NS pdns5.ultradns.info 900s (00:15:00)
252.112.50.in-addr.arpa IN NS pdns4.ultradns.org 900s (00:15:00)
252.112.50.in-addr.arpa IN NS pdns3.ultradns.org 900s (00:15:00)
252.112.50.in-addr.arpa IN SOA
server: dns-external-master.amazon.com
email: root@amazon.com
serial: 5
refresh: 3600
retry: 900
expire: 604800
minimum ttl: 900
900s (00:15:00)
— end —

Money On The Go Network ~ www.moneyonthego.net

scamFRAUDalert  see it appropriate to issue this ALERT against  Monster Rewards LLC DBA Money On The Go Network as complaints of unauthorized withdrawals from consumers bank accounts.

The Principals of Money On The Go Newtork Mr. Bryon Wolfe and Mr. Roy Eliasson are also Managers of Strategia Marketing, LLC. Based on prior business practices, scamFRAUDalert see it necessary to issue this ALERT

Business Tax Receipt/St Petersburg
PO Box 2842
Saint Petersburg, FL33731-2842
(727) 893-7241
http://www.stpete.org/
http://www.moneyonthego.net

Prior or Related Business Names:

  • Co-Compliance, LLC,
  • Suntasia Marketing, Inc.
  • Guardian Marketing Services Corporation
  •  FTN Promotions, Inc.,

 BBB have reported 192 complaints closed with BBB in last 3 years | 75 closed in last 12 months

Complaint Type Total Closed Complaints
Advertising / Sales Issues 14
Billing / Collection Issues 134
Problems with Product / Service 44
Delivery Issues 0
Guarantee / Warranty Issues 0
Total Closed Complaints 192

 

FTC FEDERAL ACTION

For Release: January 13, 2009

Suntasia Marketing Defendants Pay More Than $16 Million to Settle FTC Charges

Massive Telemarketing Scheme Affected Nearly One Million Consumers Nationwide; Wachovia Bank to Provide An Additional $33 Million to Suntasia Victims

Fourteen defendants involved in the massive telemarketing scheme operated by Largo, Florida-based Suntasia Marketing, Inc. have agreed to pay a total of more than $16 million to settle Federal Trade Commission charges. The funds obtained under the four settlements announced today are in addition to approximately $33 million that will be provided to Suntasia victims as part of a previously announced settlement between the Office of the Comptroller of the Currency (OCC) and Wachovia Bank, N.A., which allegedly processed thousands of unauthorized demand drafts on Suntasia’s behalf. Together, the FTC and OCC settlements will provide nearly $50 million in restitution to Suntasia’s consumer victims.

“This is a tremendous victory for consumers who were victimized by Suntasia’s deceptive negative-option telemarketing,” said Lydia Parnes, Director of the FTC’s Bureau of Consumer Protection. “The FTC, the OCC, and the Department of Justice have worked together to secure nearly $50 million for Suntasia’s victims.”

According to the FTC, between 1999 and July 2007, Suntasia deceptively marketed a series of negative option programs, including memberships in discount buyer’s and travel clubs, to nearly one million consumers nationwide. With a negative option program, a company takes consumers’ silence or failure to cancel the program as acceptance of the offer and permission to debit funds from their accounts. The FTC alleged that when Suntasia called consumers to offer supposedly “free” trial memberships in its programs, the company deceived consumers into divulging their bank account information and later charged consumers without authorization for a series of negative option programs. Federal District Court Judge James S. Moody, Jr., of the Middle District of Florida, found in entering a preliminary injunction that the telemarketing scripts Suntasia employed in selling its programs “contained misleading statements and omissions in violation of the FTC Act and the [Telemarketing Sales Rule].”

Consumers complained in near-record numbers about Suntasia’s practices. The FTC collected more than 5,000 formal complaints that consumers submitted to various law enforcement agencies and the Better Business Bureau. The FTC also found in Suntasia’s possession thousands of additional complaint letters and refund requests that consumers submitted to the company directly. In addition to providing over $16 million in restitution to these victims, the four court orders announced today bar the defendants from making the false statements alleged in the complaint, from failing to disclose material information about their programs, and from further violating the FTC’s Telemarketing Sales Rule (TSR).

The court actions announced today settle the charges brought in the FTC’s July 2007 complaint against defendants FTN Promotions, Inc.; Guardian Marketing Services, Corp.; Strategia Marketing, LLC; Co-Compliance, LLC; Bay Pines Travel, Inc.; Suntasia Properties, Inc.; JPW Consultants, Inc.; Travel Agents Direct, LLC; Bryon W. Wolf; Roy A. Eliasson; Alfred H. Wolf; Jeffrey P. Wolf; John Louis Smith II, and Donald L. Booth.

According to the FTC, Suntasia Marketing, Inc., based in Largo, Florida, used at least fifteen different business names to defraud consumers across the U.S. out of approximately $172 million. Eight interrelated companies employing more than 1,000 people ran the scheme, which injured up to a million consumers nationwide.

According to the FTC’s complaint, Suntasia telemarketers began their deceptive sales pitch by misrepresenting that Suntasia was affiliated with consumers’ banks. The telemarketers then offered consumers a series of “free gifts” and quickly attempted to obtain their bank account numbers. Suntasia telemarketers indicated that they needed to “verify” this information to confirm consumers’ eligibility to receive the purportedly free gifts.” Having already pretended to be affiliated with consumers’ banks, the telemarketers then purported to already possess consumers’ bank account numbers, asking that consumers merely “confirm” their information.

The FTC contends many consumers disclosed their account numbers believing that they were simply verifying information that the telemarketers already had. The FTC also alleged that consumers frequently thought their account number was being “verified” solely to confirm their eligibility to receive the free gifts, not to authorize any future charges to their accounts. These false bank affiliation claims, the FTC alleged, were central to Suntasia’s scheme.

In addition, the FTC charged that the defendants misrepresented, or did not disclose, various aspects of their programs relating to if and when consumers would be charged, the operation of the alleged free trial period, and their cancellation policy. The complaint also alleged that the defendants had illegally purchased leads containing consumers’ unencrypted bank account numbers for use in telemarketing.

Terms of the Consent Orders

The four stipulated orders announced today contain provisions to ensure the defendants do not engage in similar illegal acts in the future. The orders bar the defendants, in connection with the advertising, promoting, offering for sale, or sale of any product or service, from misrepresenting any material fact, including, but not limited to: 1) an affiliation with a consumer’s bank or other third party; 2) the purpose for which the consumer’s billing information will be used; 3) whether they already have the consumer’s billing information; 4) that a product or service is offered on a “free” or “no obligation” basis, when, in fact charges will be assessed if the consumer fails to take affirmative action; 5) the length of any free trial period; 6) that the trial period will not begin until the consumer has received informational material in the mail; 7) the amount a consumer will be charged or billed; 8) that a consumer will not be charged or billed; 9) that a consumer has agreed to purchase a product or has authorized a transaction; 10) that a consumer will not be charged or billed without their authorization; and 11) the material terms and conditions of any refund or cancellation policies.

In addition, the orders require the defendants to disclose clearly and conspicuously, before consumers are asked to reveal their billing information: 1) all fees and costs of a product or service; 2) all material conditions, limitations, restrictions applicable to the purchase (including any provisions associated with “free” products or services); 3) the dollar amount of the first payment and when it will be charged; 4) whether a charge will be submitted for payment at the end of a trial period unless the consumer cancels and the details of the trial period; 5) all material conditions, limitations, and restrictions on the consumer’s ability to use any trial membership or related product; and 6) all material conditions, limitations, and restrictions on a consumer’s ability to use any product or service offered as “free” or with “no obligation.”

The orders also bar the defendants from causing billing information to be submitted for payment without the express informed consent of the consumer and requires them to get a consumer’s written or oral consent to sign up for a negative-option program. They also must record these agreements and provide them to the consumer upon request.

Finally, the orders prohibit the defendants from violating the TSR or assisting anyone else in doing so. Specifically, the orders bar the defendants from misrepresenting an affiliation with a third party such as a bank, from failing to disclose the material terms and conditions of their negative option offers, from billing consumers for goods or services without their express informed consent, and from purchasing unencrypted consumer account numbers for use in telemarketing.

The more than $16 million in consumer redress required under the four settlements is comprised of the following:

  • Defendants FTN Promotions, Inc.; Guardian Marketing Services, Corp.; Strategia Marketing, LLC; Co-Compliance, LLC; Bay Pines Travel, Inc.; Suntasia Properties, Inc.; Bryon W. Wolf; and Roy A. Eliasson must pay over $11.25 million in consumer redress;
  • Those defendants also must turn over real and personal property worth approximately $3.1 million, including the Largo facility where they operated their business;
  • Defendants JPW Consultants, Inc.; Jeffrey P. Wolf; and Alfred H. Wolf must liquidate and turn over to the FTC the proceeds of two securities accounts valued in July 2007 at $2 million;
  • Defendants Travel Agents Direct LLC and John Louis Smith II must jointly pay $25,000 in consumer redress;
  • Defendant Donald L. Booth must pay $35,000 in consumer redress; and
  • Bryon Wolf and Roy Eliasson also are required to turn over to the FTC any tax refunds they may derive as a result of making the above redress payments, which may later add as much as $2 million to the consumer redress pool.

In the course of the litigation, the court-appointed receiver also sold Suntasia’s 80-foot corporate yacht and a second telemarketing facility the defendants were building in St. Petersburg, Florida.

The orders include a $171.9 million suspended judgment against defendants FTN Promotions, Inc.; Guardian Marketing Services, Corp. Strategia Marketing, LLC; Co-Compliance, LLC; Bay Pines Travel, Inc.; Suntasia Properties, Inc.; Bryon W. Wolf; and Roy A. Eliasson. The $171.9 million judgment is suspended upon the defendants’ satisfaction of their redress obligations, due to the defendants’ inability to pay the entire judgment. If the defendants are later found to have misrepresented their financial status, they will be responsible for paying the full amount of the judgment. Suspended judgments also were entered against JPW Consultants, Inc., and Jeffrey P. Wolf for $60 million, and against Alfred H. Wolf for $115 million.

The Commission vote approving the consent in settlement of the court action with each defendant was 4-0. Three of the stipulated orders were entered by the U.S. District Court for the Middle District of Florida, Tampa Division, on December 30, 2008. The court entered the stipulated order against Donald L. Booth on August 27, 2008.

The FTC received invaluable assistance in this matter from the United States Postal Inspection Service, the Largo, Florida Police Department, the Better Business Bureau of West Florida, Inc., the Pinellas County Department of Justice and Consumer Services, the University of Central Florida Police Department, the Miami-Dade Police Department, and the Department of Commerce’s Office of Export Enforcement.

Wachovia Bank Redress Program

For more information on the restitution that is being provided to Suntasia victims as a result of the settlement between the OCC and Wachovia Bank, N.A., including information on Wachovia’s recently issued checks to consumers, please see http://www.ftc.gov/opa/2009/01/wachovia.shtm.

NOTE: Stipulated final judgments and orders are for settlement purposes only and do not constitute an admission by the defendants of a law violation. Consent judgments have the force of law when signed by the judge.

Copies of the stipulated final judgments are available from the FTC’s Web site at http://www.ftc.gov and also from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, DC 20580. The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,500 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s Web site provides free information on a variety of consumer topics.

MEDIA CONTACT:
Mitchell J. Katz,
Office of Public Affairs
202-326-2161
STAFF CONTACT:
Todd M. Kossow or Rozina C. Bhimani,
FTC Midwest Region, Chicago
312-960-5634

(FTC File No. X070036; Civ. No. 8:07-cv-1279-T-30TGW)
(Suntasia.final.wpd)

WhoIs ~ www.anthonymorrison.com

The WhoIs information for Anthony Morrison does not provide us with a contact information nor a place of business. Therefore, SFA feels it is necessary to issue this ALERT

Address lookup
canonical name anthonymorrison.com

aliases
addresses 75.126.27.240
Domain Whois record

Queried whois.internic.net with “dom anthonymorrison.com”…

Domain Name: ANTHONYMORRISON.COM
Registrar: GODADDY.COM, LLC
Whois Server: whois.godaddy.com
Referral URL: http://registrar.godaddy.com

Name Server: NS1.ORDERGURU.COM
Name Server: NS2.ORDERGURU.COM

Status: clientDeleteProhibited
Status: clientRenewProhibited
Status: clientTransferProhibited
Status: clientUpdateProhibited
Updated Date: 13-jan-2012
Creation Date: 19-apr-2005
Expiration Date: 19-apr-2021

>>> Last update of whois database: Thu, 01 Nov 2012 21:16:21 UTC <<<
Queried whois.godaddy.com with “anthonymorrison.com”…

Registered through: GoDaddy.com, LLC (http://www.godaddy.com)
Domain Name: ANTHONYMORRISON.COM
Created on: 19-Apr-05
Expires on: 19-Apr-21
Last Updated on: 13-Jan-12

Registrant:
Domains By Proxy, LLC
DomainsByProxy.com
14747 N Northsight Blvd Suite 111, PMB 309
Scottsdale, Arizona 85260
United States

Administrative Contact:
Private, Registration ANTHONYMORRISON.COM@domainsbyproxy.com
Domains By Proxy, LLC
DomainsByProxy.com
14747 N Northsight Blvd Suite 111, PMB 309
Scottsdale, Arizona 85260
United States
(480) 624-2599 Fax — (480) 624-2598

Technical Contact:
Private, Registration ANTHONYMORRISON.COM@domainsbyproxy.com
Domains By Proxy, LLC
DomainsByProxy.com
14747 N Northsight Blvd Suite 111, PMB 309
Scottsdale, Arizona 85260
United States
(480) 624-2599 Fax — (480) 624-2598

Domain servers in listed order:
NS1.ORDERGURU.COM
NS2.ORDERGURU.COM
Network Whois record

Queried rwhois.softlayer.com with “75.126.27.240”…

rwhois V-1.5:003fff:00 rwhois.softlayer.com (by Network Solutions, Inc. V-1.5.9.5)
referral rwhois://root.rwhois.net:4321/auth-area=.
%ok
Queried whois.arin.net with “n 75.126.27.240″…

NetRange: 75.126.0.0 – 75.126.255.255
CIDR: 75.126.0.0/16
OriginAS: AS36351
NetName: SOFTLAYER-4-3
NetHandle: NET-75-126-0-0-1
Parent: NET-75-0-0-0-0
NetType: Direct Allocation

RegDate: 2006-05-12
Updated: 2012-03-28
Ref: http://whois.arin.net/rest/net/NET-75-126-0-0-1

OrgName: SoftLayer Technologies Inc.
OrgId: SOFTL
Address: 4849 Alpha Rd.
City: Dallas
StateProv: TX
PostalCode: 75244
Country: US
RegDate: 2005-10-26
Updated: 2012-10-24
Ref: http://whois.arin.net/rest/org/SOFTL

ReferralServer: rwhois://rwhois.softlayer.com:4321

OrgAbuseHandle: ABUSE1025-ARIN
OrgAbuseName: Abuse
OrgAbusePhone: +1-214-442-0605
OrgAbuseEmail: abuse@softlayer.com
OrgAbuseRef: http://whois.arin.net/rest/poc/ABUSE1025-ARIN

OrgTechHandle: IPADM258-ARIN
OrgTechName: IP Admin
OrgTechPhone: +1-214-442-0600
OrgTechEmail: ipadmin@softlayer.com
OrgTechRef: http://whois.arin.net/rest/poc/IPADM258-ARIN

RNOCHandle: IPADM258-ARIN
RNOCName: IP Admin
RNOCPhone: +1-214-442-0600
RNOCEmail: ipadmin@softlayer.com
RNOCRef: http://whois.arin.net/rest/poc/IPADM258-ARIN

RAbuseHandle: ABUSE1025-ARIN
RAbuseName: Abuse
RAbusePhone: +1-214-442-0605
RAbuseEmail: abuse@softlayer.com
RAbuseRef: http://whois.arin.net/rest/poc/ABUSE1025-ARIN

RTechHandle: IPADM258-ARIN
RTechName: IP Admin
RTechPhone: +1-214-442-0600
RTechEmail: ipadmin@softlayer.com
RTechRef: http://whois.arin.net/rest/poc/IPADM258-ARIN
DNS records

name class type data time to live
http://www.anthonymorrison.com IN CNAME anthonymorrison.com 14400s (04:00:00)
anthonymorrison.com IN MX
preference: 0
exchange: anthonymorrison.com
14400s (04:00:00)
anthonymorrison.com IN SOA
server: ns1.orderguru.com
email: dnsadmin@host.orderguru.com
serial: 2010100500
refresh: 86400
retry: 7200
expire: 3600000
minimum ttl: 86400
86400s (1.00:00:00)
anthonymorrison.com IN NS ns2.orderguru.com 86400s (1.00:00:00)
anthonymorrison.com IN NS ns1.orderguru.com 86400s (1.00:00:00)
anthonymorrison.com IN A 75.126.27.240 14400s (04:00:00)
240.27.126.75.in-addr.arpa IN PTR orderguru.com 86400s (1.00:00:00)
27.126.75.in-addr.arpa IN SOA
server: ns1.arpa.global-datacenter.com
email: root@softlayer.com
serial: 2012102510
refresh: 10800
retry: 3600
expire: 604800
minimum ttl: 3600
3600s (01:00:00)
27.126.75.in-addr.arpa IN NS ns2.arpa.global-datacenter.com 3600s (01:00:00)
27.126.75.in-addr.arpa IN NS ns1.arpa.global-datacenter.com 3600s (01:00:00)
— end —