I heard the ad on the radio several times and was looking for a flexible income. You have heard it too, I’m sure. I decided to try it.

Online Business System is a way to become a distributor of Herbalife. They charge you $9.95 for a decision package and you have 14 days to decide or the full cost of the decision package will be charged to the same card you charged the $9.95. What you get is a motivational message saying that you can make a lot of money if you join, but they don’t tell you what. You set up an appointment with the person that sent you the decision package. He does this through a script as all of his marketing is suppose to be. His up-line is assuring him/her that he must not very from the script to be successful. In order to get the names that he sent decision packages to he paid about $525, being told he is being charged $500 which may be true but that is Canadian.

He gets 4 names who have responded to the ad on the radio and several, I think 12 names of people who declined and left information on a pop up, requesting more information. He also had to pay for the decision package, about $20. He charges to his merchant account and paid to get more training. Also there is a monthly fee of $50. All of these charges are withheld until they thing you are going to do it there way. It is a numbers game and I believe what they say is true. I believe my up-line coach is doing well doing just that. Every once in a while they put on promotions offering two for one or buy two get two on advertising. That helps cut down the expense, but it is expensive, as I’m sure it is expensive to advertise on the radio everywhere. You can get a go getter with a lot of start-up money or someone in need of work that cannot afford this or someone who may halfway try and not put in effort or mostly people who won’t return or answer your calls. I got mostly the latter. Also to get to a profitable level You must order $4000 of product, retail, one shot or $2500 of product 2 months in a row or team with someone and order $5000 of product to become a supervisor getting 50% off. You get the product at the level you are buying at. If you order I think $2000 of product you get 42% off. There are more benefits to becoming a supervisor, so you are encouraged to go into debt to do so. If you become a distributor you
I you have 2 options: buy a $71 distributor kit to join Herbalife or $400 to join online business systems getting about $250 worth of product, a workbook, more cds or dvds and access to a back-office with step for step training. The coach stays in contact with you, trying to help you succeed, as he/she profits off you efforts. There is also a website store that cost $10 a month and of course the merchant account.

I started taking the products and lost 5 lbs the first week, about 3 the next 2 the next, so it is working. I believe the product is good. There are products for targeted health, heart, digestion, male and female problems, supported with herbal formulas. This is the first diet that I don’t feel hungry on.
I think this can be a good program without hiding the product and cost, and being up front about how it works.

Some people may be able to do this with little or no up front money. Since I am at a higher level I can offer you an opportunity to try the product at the same level the $71 distributor pays, 25% off the product. On my store website Herbal-Nutrition.net/MikeFinnan access code gethealthy you can order the product at 25% off if you enter SELLER as the coupon code at checkout. I advise you to try the product so when you sell it you are a product of the product. You can either direct them to my site of request sales material from me and you make the order and keep 25%. When you start ordering a larger amount, you can join and order the product directly from Herbalife.
Thank you for reading this, I believe that this up front approach is better.
Mike Finnan m_finnan@theonlinesystem.com 505-793-2849  mostly available 5-8PM and weekends as I am a school bus driver
For those of you who want to get their money back, but do not know a phone number, I checked outOnline Business Systems on www.bbb.org and this won’t let me copy and paste the info, but their telephone # is: (888) 421-4850. They operate under 18 different websites, their address is: 6946 N. Academy Blvd. #166; Colorado Springs, CO 80918. This information is for their National Customer Service Center. The Customer Support Manager is: Amanda Schaeffer. It even says that the

Type of Business is: Business Opportunity Companies,

Multi-level Selling Co. Nutritionists.

Additional DBA (doing business as)

Income at Home;

Online Marketing Solutions

and Centurian Media Company.

Additional Company Manager is:

Clarence Giesbrecht who is Director of Operations.

Also lists an additional address of:

13701 S. 42nd Ave.

Bellevue, NE 68123-6234.

The BBB lists 70 complaints that you can view if you go to their site, type in the business name and click to view the report.

The advertising review states:

Online Business Systems is a marketing tool designed to assist people in running a Herbalife basedbusiness completely from home using the internet along with pre-designed websites and a step by step lead generation method.

Industry Tips:
Multi-Level Marketing: Prospective participants in any merchandising plan should realize that successful achievement and advancement depends on the sale of the product to customers. To be prudent, participants are advised to weigh all facts involved in establishing an independent business and to check state and local requirements. Due to various distribution levels within some merchandising plans and lack of territorial restrictions, the possibility of area saturation can exist; therefore, a wide variation of earnings should be expected.
Prospective participants should seek to see audited financial statements which include a profit & loss statement as well as a balance sheet from the company to find out the financial stability of the company. If a guarantee is offered, is there an insurance policy or money to cover the possible refunds? Is there any requirement by the company to register to do business in the state? What is the background of the principals of the company?

If you have been invited to join a group that seeks to sell nutritional products through a multi- level plan OR you are considering purchasing such products, the BBB encourages you to do a little research first via the internet at the following addresses:

http://www.fda.gov/opacom/laws/dshea.html (Food & Drug Administration) http://dietary-supplements.info.nih.gov (National Institutes of Health) http://www.ftc.gov (Federal Trade Commission
Seminar Tips
Consumers who plan to attend free seminars should be aware that in most cases the presenters will promote products and services that are for sale. Products sold at these seminars include self-improvement, investment education materials, and home-based businesses.

Individuals interested in home-based businesses need to consider all aspects and costs of starting and operating a business. This may include licensing, advertising, bookkeeping and related expenses. In anybusiness venture, area saturation can occur due to a lack of territorial restrictions. In all cases, a wide variation in earnings should be expected. Be sure to read and understand any cancellation policies or guarantees before making a purchase.
Investor Alert! Beware of Companies Offering Quick Riches Selling Precious Metals and Other Commodities
Dont Lose Your Cash to Enticing Investment Offers
Ignore The Knock of A Business OPP!
Investment Scams Targeting Seniors on the Rise
Work-at-Home Schemes