The Purpose of This Post Is To ALERT You That The Job You Are About To APPLY For or May Have Applied For or is CONSIDERING APPLYING For Is Fraudulent. A LEGITIMATE COMPANY IDENTITY OR AN INDIVIDUAL IDENTITY HAS BEEN STOLEN OR A BOGUS ONE CREATED
These job postings are an attempt to lure you into cashing counterfeit checks and have you wire funds via Western Union or MoneyGram -Essentially You Become A Money or RePackage Mule
This was a very creative scam and a form of corporate identity theft. There are several legitimate companies doing business as Metaphor Group. Two of the companies worked cooperatively to have the domains suspended and to report this group out of Russia to the FBI Cyber Crime Task Force.
As of October 10, 2010, the registrar for the domains (out of Malaysia) has suspended the domains. Sadly, the people behind this will just make up a new name, steal another company’s identity, and keep going.
We will also contact Career Builder to see what can be done from that side.
I am desperate for work and this email was too good to be true.. this thread is the only thing out warning people of this scam..
Thanks for the warning and I am sorry that some people had to experience the trouble.. My mom works for a bank and has for 30 yrs so i consulted her in reference to this and she just said it didn;t sound right.. so I kept googling and I found this!
Thank you for your reply.
In the future please e-mail me at email@example.com
To save your time and speed up the general hiring process of a Payment Processing Agent.
I wanted to outline a general stream of our business structure and it’s function,
as well as provide you with more information about your new career with our company.
Below please find a brief description of our Company’s main activities
and the Payment Processing Agent Position offered.
The main strategic aim of our company is providing quick, easy,
efficient and secure ways for businesses to outsource services
locally, nationally and globally maximizing their competitive
advantage and cost effectiveness.
Please find below more detailed information about our Company:
About METHAPHOR GROUP INC: http://www.us-metap../about/us
Management Team: http://www.us-metap..bout/team
We are happy to offer you the Payment Processing Agent position with our Company.
Here are the job Requirements:
– 18+ years old;
– internet access;
– availability by phone;
– a bank account to process payments
We offer $2,300 per month as a base pay for the Trial period plus 8%
commission included in each and every transfer. The working schedule
is 9-11 am, Mon through Fri.
We also have a new HIGH-PAYING Payment Processing Agent Tier 2
Position. It pays $ 3,800 per month plus 8% commission per each
transaction completed and goes along with a full benefits package. If
you are a Business Account holder, you may be eligible for our Tier 2
At times, using business or corporate accounts, we work with larger
amounts of money by utilizing the internal wire services available at
Here is a link for more information:
http://www.us-metap..payment2 “ target=_blank > http:// http://www.u../payment2
If you are interested let me know and we will start working in that
Some important facts:
1. You don’t need to invest your own money to get started;
2. This is not a sales position. While employed with us, you are
guaranteed a Base Salary as well as commission per task processed;
3. Each remittance will be accompanied by an invoice ensuring legality
of the transaction.
To find out if you’re a good match for this position, take our test:
We provide full employment benefits after successful completion of the
Trial period (30 days).
– Health & Dental;
– Professional development programs
You will find the detailed job description following the link:
We also recommend you to read our FAQ:
If you are interested in the Position offered or if you have any
questions, please contact us at firstname.lastname@example.org
We appreciate your time and sincerely hope to see you in METHAPHOR
GROUP INC team!
Metaphor Group Inc
Here’s the latest batch of scam sites:
ATG Group Inc
Tel 1-347-321-4803, Fax 1-877-350-3478
Krypton Group Inc (not live yet)
Metaphor Group Inc
Tel 1-347-321-4803, Fax 1-888-544-1393
Precise Group Inc
Tel 1-773-358-28-16, Fax 1-888-544-1393
Quartzite Group Inc
Tel 1-773-358-28-16, Fax 1-877-350-3478
Sideline Group Inc (not live yet)
Soho Group Inc (not live yet)
Here are some more scam sites. They will probably get activated this weekend.
Centrum Group Inc (not live yet)
Forte Group Inc (not live yet)
Fortis Group Inc (not live yet)
Veni Group Inc (not live yet)
Domains on Nameserver ns1.sheetship.cc
Entries 1 – 20 of 20
Payment Processing Assistant
Location: Nationwide, USA, Canada (This vacancy is open to legal residents of the USA and Canada ONLY)
Employee Type: Part-Time, Full Time opportunities available upon request
Number of employees required: 3
- must be at least 18 years old and have the legal right to work within the USA
- must have reliable internet access (broadband preferred)
- availability by phone
- a bank account to process payments
- good bank history – no excessive overdrafts or bounced checks (new bank account is optional)
- no criminal offense or convictions
- experience in the field of finance is preferred, but not necessary – free training provided
- New!!! Higher-paying opening
Are you a small business owner, married to someone who is, or do you otherwise possess a business checking account for payment processing with us? If so, you may be qualified for our Payment Processing Agent (PPA) Tier 2 Position, for which we invite you to apply.
Our Tier 2 employees will work with larger transactions, and therefore have much higher weekly earnings which begin to accrue from the moment that you are hired. In this case, whether you work at our corporate headquarters or, as most do, telecommute from your home office, you would receive payment from the client’s bank electronically, and then instead of the client’s transfer waiting unattended somewhere in a local bank, you would process the transfer electronically and make the funds available to be cashed out by the receiving party. Given the hefty size of such final deals, a single transaction can sometimes exceed tens of thousands of dollars, so we need particularly detail-oriented agents who can be trusted to deal with larger amounts and who already have the type of business banking accounts with the capability to transfer such transactions with minimal delay for our clients. You can also open a new Business/Corporate account as long as it is associated directly with your own business.
If you’re interested in a Tier 2 PPA position, please indicate your interest prominently on your contact form, either in the subject line of your response, or in the box where it asks the position for which you are applying. You’ll enjoy a higher initial compensation composing of higher salary with a productivity bonus, priority access to the largest payment transfers as they become available, more detailed training on advanced methods of payment transfer, access to our knowledge base regarding how to grow your small business and even an ability to integrate our payment processing solutions for your customers, and more. This position is with a company based on a unique business model which operates within a safe industry, and yet is growing exponentially because of our widely-recognized, recently-restructured and improved payment processing system, so don’t miss your chance to gain access – this is an ‘entry-level’ position with lots of room for growth and upward mobility, so now is the time to apply! Remember, you are in control – you can maintain it as a part-time position, or parlay it into an exciting new full-time career path!
For more information click here.
Payment Processing Agent I
The PPA will process payments coming directly from our employees, and is expected to demonstrate precise attention to detail and to process their designated payments according to a strict but easy-to-follow step-by-step protocol consisting of both written directions and verbal instruction and coaching from the supervisor. A more defined, complete, and all-encompassing set of rules will be provided upon commencement of paid training, during which you can ask your personal supervisor any pertinent questions (whether specifically rule-driven or more general in nature) prior to finishing the process. Metaphor Group Inc will provide detailed instructions with regards to payment processing procedures and details, including the sender’s full name, total amount being processed, invoice and check numbers, internal company codes, and a host of other private details for each separate payment. Note that not only do legal and ethical standards apply at each step of processing, but the correct processing and documentation of payments is the main method by which we determine your commission bonuses, so it’s in your best interest as well as ours that this processing is performed as accurately as possible. When funds enter the bank account that our employee has designated for work purposes (see FAQ), the PPA’s duty is to withdraw the correct amount of cash payment (minus commission), transfer the funds using an International Wire System, and make a correct and materially accurate notation of all relevant details, including names, numbers, amounts, times, and other details about the payment, according to an electronic form which they will receive. The primary advantage that our Company and our agents enjoy over our competitors is maintaining the absolute shortest possible time within which our seller or other clients can receive money for the goods and/or services that they have already provided, by using our proprietary distributed payment processing protocol. If this operation is delayed for whatever reason, our clients are inconvenienced and subsequently entitled, according to the agreement we’ve signed with them, to withhold pay from our Company for that project-in this case you, the Agent would still be paid your base salary, but would risk commission on that particular processed payment if it was found to be processed erroneously. An agent’s failure to process correctly or in a timely manner cuts into our payment conversion rate, which currently sits comfortably close to 100%. If repetitive mistakes occur, the client may even cancel their contract, resulting in financial loss and loss of esteem/reputation of our company, which will reflect in future losses if we don’t keep our rate of errors low. As a new hire, it is best for you to worry about accuracy first and then volume once you’ve successfully transferred your first couple of payments and are confident that you have mastered each step of the processing procedure so that you can eventually gather some speed. In other words, crawl before you walk, and walk before you run – there will be plenty of time for you to learn, and in the meantime your personal supervisor is there to guide you each step of the way.
Payment Processing Agents receive detailed invoices for each transaction every 14 days. This document will serve as confirmation of transaction validity and in case of any (if any at all) unforeseen circumstances, it will evidence your personal non-participation. All invoices will contain detailed information on money sender and will be both sealed and certified with our President’s signature.
After completion of the Probationary Period, invoices will be sent every business day.
Since business transfers can sometimes incur delays, Payment Processing Agents should specify each transfer as a “private” transaction. This provision is also applicable in case of a third party interest in the transfer. (For details, ask your personal supervisor).
Our clients appreciate our unique methodology and operational efficiency and are ready to pay a premium fee for shorter transaction terms. If we manage to deliver goods to the buyer within 5 days, the deal is considered to be fulfilled at the earliest possible date.
All the fees (WU/MG) are paid from employee’s commission. HOWEVER, our company undertakes to reimburse part of any expenses which are incurred in connection with money transfer (WIRE for Tier 2 employees, or by Western Union/Money gram system for regular PPAs) should money transfer charges exceed 3%. All in all, your net profit will amount to 8% (5-8% for Tier 2 due to high sums) of the total amount of each payment processing operation.
We don’t and never will ask for any investment of your own funds at ANY stage of the process.
The company offers an incentive bonus program based on work performance and results with regard to several factors, i.e. total sum of money transferred, payment processing time, etc.
In summary, processing payments professionally and correctly involves paying attention to even the slightest detail, no matter how inconsequential it may seem. Always be professional, responsible, careful, and precise, and also maintain close contact with your personal supervisor, who can answer any question you have. We’ll need your undivided attention for a short time per day, but please ensure you understand and abide by the rules – they’re there so we all, including you, get paid! We always endeavor to abide by industry standards and maintain compliance with all applicable law to the fullest extent, so if you process a transaction accidentally by adding an extra ‘0’, for example, this would make it appear as if we’re in breach of the law, and though it’s an honest mistake, it results in a lot of work for Accounting, Legal, and QA to catch, fix, or reverse the error, so it is best to get it right the first time!
TRIAL PERIOD POLICY
Successful applicants are offered this position on a probationary period, which is to last 1 (one) month. During this period, an employee will ‘learn while they earn’, training and receiving online support, phoning their supervisor with questions, comments and feedback, and learning different aspects of the position at each juncture, all while earning their base salary.
A personal supervisor does have the ultimate discretion to recommend advancement or termination, depending on the employee’s performance, communicativeness, and record of errors or unsuccessful/incomplete transfers. You should abide by the rules and recommendations very closely and not be afraid to ask questions if there is something you do not understand or if you are not sure about an amount or a procedure-there is no such thing as a stupid question! Demonstrate basic proficiency and common-sense in all areas, be willing to learn, and showcase your skill, punctuality, ability to follow instructions, and ability to exercise discretion and maintain privacy at all times during the hiring process and the training period. Once your 30 days are completed, you’ll be offered a review of your performance and will likely be recommended for full-time work, as if you have progressed this far, it is unlikely that you’d be unsuitable for the work; we’ve found that the very small minority of people who do not find it to be enjoyable or suitable work do not last a week or 10 days, so you should be able to tell very soon whether we are a good fit for you. Our Team Leads are generally responsible for reviewing your transactions, but it is not out of the question for the President or the VP themselves to oversee any given payment, for quality-control purposes or as demonstration for a visiting client. Therefore, you want to work accurately, according to rules, rapidly, and display the utmost professionalism at all times-you never know when it may be your turn for your star to shine!
During the probationary period, the compensation is as follows:
We offer $2300 (USD) per month (a little over $550/week)in guaranteed base salary, plus 8% for each payment processing operation that you complete. For example, if you process a $5000 payment, that will entail $400 of commission for you, which you are paid immediately out of cash funds. You will have to pay the forwarding fee out of your commission, but will do so only after you have been able to withdraw the entire amount including your commission in cash, so you are guaranteed that sum because you’ll have it in your hands, separating it yourself from the final payment. Furthermore, we offer an extra $50 bonus for every transaction you complete before 11AM (your local time) to help you to partially offset that cost via early-bird (and other) performance incentives. The fees for forwarding a cash payment are nominal; normally around 3%, depending on the amount of the payment being processed (using our example $5000, the fee is $150 – Tier 2 employees please note that you will pay much less, according to your bank’s schedule of fees, which normally run approximately $15-20). Nothing is ever taken out of any of your personal or non-work related expenses-remember, your commission, the fees, and the payment transfer are all out of the client’s initial payment. To be clear, if you’re processing a $5000 payment, your commission is $400, the fee for transferring it via wire is $150 (less for Tier 2 employees), and you would a) hold onto $400 cash, b) pay the $150 wire transfer fee out of that $400 commission (resulting in a net pay of $250.00 for processing a single payment), and c) wire $4600 to the payee who the client has designated. Once complete, you retain the paperwork, hold on to your $250, and get ready to process your next payment!
Please note that we do ultimately reimburse you for your wire expenses as a bonus for completing each pay period. Your paycheck/personal statement at the end of the month will include a ‘payment offset’. For example, in the unlikely event that the payment outlet you chose charged an extra $25.00 beyond industry standard, you’d be issued a credit of the full amount over %3. In our example above, you’d have paid $175 (at %3.5), $25 beyond what you’d been expecting, so given our money-back guarantee, that’d be a credit of $25.00 on your month-end for unforeseen circumstances. This is a rare occurrence, as most branches of the wire transfer company have rates that are standardized, but it is our personal guarantee to our employees that you will never pay more than 3% out of your commission or you will receive that credit on your very next paycheck (along with our advice to choose a different branch to conduct your future transfers!).
We have stated multiple times, but wanted to once again reiterate that at no point will you be asked to spend any of your own money in advance, whether it be for your background check, interviews, the process of hiring, or any noteworthy personal expenses you incur after being hired or while on the job. We assume that your home office is already equipped with the basic criteria (phone, reliable Internet-enabled computer) as fits the PPA prerequisite, so if you encounter any expenses that you would not otherwise expect to incur for employment, please discuss with us. Keep in mind the tremendous savings in gas alone that you’ll save by sparing yourself a long daily rush-hour commute to a far-away cubicle. We basically take care of everything to ensure that you can focus, get the most out of your training, and ultimately succeed as part of our team!
The probationary period does impose some restrictions on the employment benefits that we can initially extend to you besides salary and bonuses; however, upon successful completion of your 30-day trial period, we can then extend:
Health and dental insurance
Further free training, including professional development programs
Partner and family benefits
Other benefits to be enumerated in the handbook for new-hires
*Detailed information concerning the employment benefits will be provided after probationary period successful completion.
Metaphor Group Inc pride ourselves on being a company which complies not only with all standard accepted industry rules, regulations, codes of conduct and ethical practices, but also in maintaining strict obedience to the letter and spirit of the law, keeping careful records and ensuring our clients the legality of their transactions as well as the safety, confidentiality, ease and speed for which we are known in the Payment Processing industry. We are an Equal Opportunity Employer and do not discriminate based on race, gender, color, religion, creed, sexual orientation, or political belief.
Frequently asked questions
I’m very interested in your offer and would like to know more about the Payment Processing Agent position.
Where are you located?
How can I get my payment?
Are there any start-up fees? Is it required to pay fees out of my pocket?
Do I have to travel?
How many hours a day do I have to work? What will the hours be? Is this a 7 day job?
Who is responsible for tax and different commission payment?
What is the origin of the money?
Who pays Western Union/Money Gram compensation for money transfer?
It is not clear why you need Payment Processing Agents. Isn’t it easier to make direct transfers?
Why do you agree to pay extra money as Western Union/Money Gram fees?
What amounts are you going to transfer to my account and how often will you do it?
Is it a legitimate job?
Is there any confirmation of the fact that money is transferred legally?
Sometimes I might leave for vacations (during the week-end) with my family or fall ill. What do I do in case I fail to make a transfer?
What will happen if I fail to send the money within one business day?
Can I cancel the contract?
What is the hiring process for this position? Do I need to come in for an Interview?
Do you use checking or savings accounts?
Isn’t the bank going to say something about so much money going through my account?
Why do I have to use my personal account?
Do I wait until the transfer clears before sending money according to the instructions?
When can I expect to begin receiving money transfers?
Why are you gathering so much information about applicants? Such attention, especially to bank account essentials, puts me on guard.
I’m feeling uncomfortable about giving you my online banking details. Why do you need these? I’m worrying about unauthorized access to my bank account.
Is Metaphor Group Inc ok with having just a read-only access to my bank account?
Why do I have to use my personal account (or business if Tier 2)?
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